SBA lending record
INCREDIBUILD INC.
5 ROYCE ST, Monticello, NY 12701 · New Single-Family Housing Construction (except For-Sale Buil. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$1.6M
Total SBA financing
5
Loans on record
FY2023–26
On record
39
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 5 loans
$350,000 — FY2026
Loan 1 of 5- Gross approval
- $350,000
- SBA guaranteed
- $262,500 (75%)
- Status
- Current
- Rate at approval
- 11.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 1/16/2026
- First disbursement
- 1/21/2026
- Days to fund
- 5 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 7
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Residential Remodelers
- NAICS code
- 236118
- Lender
- Lendistry SBLC, LLC
- Address
- 8 Neil Rd
- City
- Spring Valley, 10977
- County
- Rockland
- SBA district office
- NEW YORK DISTRICT OFFICE
- Congressional district
- 17
$500,000 — FY2025
Loan 2 of 5- Gross approval
- $500,000
- SBA guaranteed
- $375,000 (75%)
- Status
- Current
- Rate at approval
- 10.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 1/27/2025
- First disbursement
- 2/24/2025
- Days to fund
- 28 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 7
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Commercial and Institutional Building Construction
- NAICS code
- 236220
- Lender
- Northeast Bank
- Address
- 8 Neil Rd
- City
- Spring Valley, 10977
- County
- Rockland
- SBA district office
- NEW YORK DISTRICT OFFICE
- Congressional district
- 17
$500,000 — FY2024
Loan 3 of 5- Gross approval
- $500,000
- SBA guaranteed
- $375,000 (75%)
- Status
- Current
- Rate at approval
- 11.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 6/26/2024
- First disbursement
- 8/1/2024
- Days to fund
- 36 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 5
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Highway, Street, and Bridge Construction
- NAICS code
- 237310
- Lender
- Readycap Lending, LLC
- Address
- 8 Neil Rd #3
- City
- Spring Valley, 10977
- County
- Rockland
- SBA district office
- NEW YORK DISTRICT OFFICE
- Congressional district
- 17
$65,000 — FY2023
Loan 4 of 5- Gross approval
- $65,000
- SBA guaranteed
- $32,500 (50%)
- Status
- Paid in full
- Rate at approval
- 10% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/9/2022
- First disbursement
- 11/30/2022
- Days to fund
- 21 days
- Paid in full
- 1/31/2024
- Collateral
- None
- Jobs supported
- 20
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- New Single-Family Housing Construction (except For-Sale Buil
- NAICS code
- 236115
- Address
- 5 ROYCE ST
- City
- Monticello, 12701
- County
- Sullivan
- SBA district office
- NEW YORK DISTRICT OFFICE
- Congressional district
- 19
$150,000 — FY2023
Loan 5 of 5- Gross approval
- $150,000
- SBA guaranteed
- $75,000 (50%)
- Status
- Current
- Rate at approval
- 10.8% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 1/2/2023
- First disbursement
- 1/31/2023
- Days to fund
- 29 days
- Collateral
- None
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Commercial and Institutional Building Construction
- NAICS code
- 236220
- Address
- 5 Royce Street
- City
- Monticello, 12701
- County
- Sullivan
- SBA district office
- NEW YORK DISTRICT OFFICE
- Congressional district
- 19
The lenders
Manufacturers and Traders Trust Company
1 loan to this businessFull SBA lending record + branches on the lender page →TD Bank, National Association
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding new single-family housing construction (except for-sale buil — by location, industry.
Similar businesses
Comparable new single-family housing construction (except for-sale buil in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Sullivan Expediting
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New Single-Family Housing Construction (except For-Sale Buil
- $500K
- SBA financing
- ≈ $980K–$1.6M
- Est. revenue (rough)
PIN Management Inc
Spring Valley, NY· ~50 mi
New Single-Family Housing Construction (except For-Sale Buil
- $1.6M
- SBA financing
- ≈ $3.1M–$5.2M
- Est. revenue (rough)
BLH CONSTRUCTION, INC.
Yonkers, NY· ~64 mi
New Single-Family Housing Construction (except For-Sale Buil
- $1.2M
- SBA financing
- ≈ $2.4M–$3.9M
- Est. revenue (rough)
Hua Group LLC
Long Island City, NY· ~73 mi
New Single-Family Housing Construction (except For-Sale Buil
- $1.9M
- SBA financing
- ≈ $3.6M–$6.0M
- Est. revenue (rough)
A&J Development NY LLC
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New Single-Family Housing Construction (except For-Sale Buil
- $957K
- SBA financing
- ≈ $1.9M–$3.1M
- Est. revenue (rough)
PAWAR BUILDERS LLC
Elmhurst, NY· ~76 mi
New Single-Family Housing Construction (except For-Sale Buil
- $1.1M
- SBA financing
- ≈ $2.2M–$3.6M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for INCREDIBUILD INC. in Monticello, NY (New Single-Family Housing Construction (except For-Sale Buil). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 5 SBA 7(a) loans totaling $1.6M
- On record FY2023–26
- 39 jobs supported
- Industry: New Single-Family Housing Construction (except For-Sale Buil
- Location: Monticello, NY
- Lenders: Manufacturers and Traders Trust Company, TD Bank, National Association, Readycap Lending, LLC
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with New Single-Family Housing Construction (except For-Sale Buil businesses in NY for ~$313k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with INCREDIBUILD INC..