SBA lending record
J A INC
15633 EMERALD WAY, Bowie, MD 20716 · Convenience Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$45K
Total SBA financing
1
Loan on record
FY2024
On record
10
Jobs supported
● business — business location is the ZIP-area centroid from the public record
Is J A INC your business?
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The loan
$45,000 — FY2024
- Gross approval
- $45,000
- SBA guaranteed
- $22,500 (50%)
- Status
- Charged off (failed)
- Rate at approval
- 12.25% v
- Term
- 87 mo (7 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/16/2023
- First disbursement
- 12/6/2023
- Days to fund
- 20 days
- Charged off
- 2/11/2026
- Charge-off amount
- $44,866
- Collateral
- None
- Jobs supported
- 10
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Convenience Retailers
- NAICS code
- 445131
- Address
- 15633 EMERALD WAY
- City
- Bowie, 20716
- County
- Prince Georges
- SBA district office
- WASHINGTON DISTRICT OFFICE
- Congressional district
- 5
The lender
Find SBA lenders for businesses like this
The banks most active funding convenience retailers — by location, industry.
Similar businesses
Comparable convenience retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Five Star Trading LLC
Washington, DC· ~17 mi
Convenience Retailers
- $50K
- SBA financing
- ≈ $98K–$163K
- Est. revenue (rough)
Joachim and Joyce Inc
Silver Spring, MD· ~17 mi
Convenience Retailers
- $50K
- SBA financing
- ≈ $98K–$163K
- Est. revenue (rough)
YD PROGRESS LLC
Washington, DC· ~17 mi
Convenience Retailers
- $25K
- SBA financing
- ≈ $49K–$82K
- Est. revenue (rough)
VANGATLANG LLC
Baltimore, MD· ~23 mi
Convenience Retailers
- $36K
- SBA financing
- ≈ $71K–$118K
- Est. revenue (rough)
NARMDA INC.
Sparrows Point, MD· ~25 mi
Convenience Retailers
- $75K
- SBA financing
- ≈ $147K–$245K
- Est. revenue (rough)
NMA RETAILS LLC
Silver Spring, MD· ~17 mi
Convenience Retailers
- $15K
- SBA financing
- ≈ $29K–$49K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for J A INC in Bowie, MD (Convenience Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $45K
- On record FY2024
- 10 jobs supported
- Industry: Convenience Retailers
- Location: Bowie, MD
- Lender: Manufacturers and Traders Trust Company
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Convenience Retailers businesses in MD for ~$45k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is J A INC your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with J A INC.