SBA lending record

J&J Association LLC

1011 MORRIS AVE - UNIT B3F, Union, NJ · Snack and Nonalcoholic Beverage Bars. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$396K

Total SBA financing

Loans on record

FY2020–23

On record

Jobs supported

Franchise brand

Cold Stone Creamery

See Cold Stone Creamery's SBA financing data — typical deal, failure rate, and how its loans perform →

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All 2 loans

$50,000 — FY2023

Loan 1 of 2

Gross approval: $50,000
SBA guaranteed: $25,000 (50%)
Status: Current
Rate at approval: 13.3% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/29/2023
First disbursement: 10/5/2023
Days to fund: 6 days
Collateral: Required
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Snack and Nonalcoholic Beverage Bars
NAICS code: 722515
Franchise: Cold Stone Creamery
Franchise code: S0400
Lender: TD Bank, National Association
Address: 1101 MORRIS AVE
City: Union
County: Union
SBA district office: NEW JERSEY DISTRICT OFFICE
Congressional district: 7

$346,000 — FY2020

Loan 2 of 2

Gross approval: $346,000
SBA guaranteed: $259,500 (75%)
Status: Current
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 4/25/2020
First disbursement: 9/30/2020
Days to fund: 158 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 10
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Snack and Nonalcoholic Beverage Bars
NAICS code: 722515
Franchise: Cold Stone Creamery
Franchise code: S0400
Lender: 22nd State Bank, A Division of 22nd State Banking Company
Address: 1011 MORRIS AVE - UNIT B3F
City: Union
County: Union
SBA district office: NEW JERSEY DISTRICT OFFICE
Congressional district: 7

The lenders

22nd State Bank, A Division of 22nd State Banking Company

1 loan to this businessFull SBA lending record + branches on the lender page →

TD Bank, National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding snack and nonalcoholic beverage bars — by location, industry, and brand.

SBA lenders in New Jersey Lenders for snack and nonalcoholic beverage bars Snack and Nonalcoholic Beverage Bars lenders in New Jersey Cold Stone Creamery lenders Cold Stone Creamery lenders in New Jersey

Other Cold Stone Creamery locations

Other Cold Stone Creamery businesses in the public SBA record — closest first, by location and deal size.

ESHANI CREAMERY CORP

Freehold, NJ

Cold Stone Creamery

$530K
SBA financing: ≈ $1.0M–$1.7M
Est. revenue (rough)

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Quasy Bros, Inc.

Oyster Bay, NY

Cold Stone Creamery

$400K
SBA financing: ≈ $784K–$1.3M
Est. revenue (rough)

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Too Sweet Treats LLC

Milford, DE

Cold Stone Creamery

$440K
SBA financing: ≈ $863K–$1.4M
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K&H Foods LLC

Plymouth, MI

Cold Stone Creamery

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

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Sapphire One Restaurants Mesquite LLC

Mesquite, TX

Cold Stone Creamery

$349K
SBA financing: ≈ $683K–$1.1M
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Atif & Sons LLC

El Dorado Hills, CA

Cold Stone Creamery

$450K
SBA financing: ≈ $882K–$1.5M
Est. revenue (rough)

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Similar businesses

Comparable snack and nonalcoholic beverage bars in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

T&J Enterprises LLC

Ridgewood, NJ

The Fresh Monkee

$400K
SBA financing: ≈ $784K–$1.3M
Est. revenue (rough)

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Forge Circle Corp

Ewing, NJ

Snack and Nonalcoholic Beverage Bars

$450K
SBA financing: ≈ $882K–$1.5M
Est. revenue (rough)

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ROPAR ENTERPRISE LLC

Piscataway, NJ

Krak Boba

$368K
SBA financing: ≈ $722K–$1.2M
Est. revenue (rough)

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Ponda Enterprises LLC

Iselin, NJ

OneZO

$396K
SBA financing: ≈ $776K–$1.3M
Est. revenue (rough)

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MB Flemington Inc.

Flemington, NJ

Snack and Nonalcoholic Beverage Bars

$450K
SBA financing: ≈ $882K–$1.5M
Est. revenue (rough)

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HanJam Innovations LLC

Princeton, NJ

Bang Cookies

$498K
SBA financing: ≈ $976K–$1.6M
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for J&J Association LLC in Union, NJ (Snack and Nonalcoholic Beverage Bars). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $396K
On record FY2020–23
10 jobs supported
Industry: Snack and Nonalcoholic Beverage Bars
Location: Union, NJ
Lenders: 22nd State Bank, A Division of 22nd State Banking Company, TD Bank, National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Snack and Nonalcoholic Beverage Bars businesses in NJ for ~$198k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/j-j-association-llc-nj
API:: https://www.capbench.com/api/public/businesses/j-j-association-llc-nj
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with J&J Association LLC.