SBA lending record
JAY FOODS LLC
850 Colusa Ave, Yuba Cita, CA 95991 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$1.0M
Total SBA financing
1
Loan on record
FY2025
On record
33
Jobs supported
Franchise brand
Subway
See Subway's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
Is JAY FOODS LLC your business?
This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.
The loan
$1,014,000 — FY2025
- Gross approval
- $1,014,000
- SBA guaranteed
- $760,500 (75%)
- Status
- Current
- Rate at approval
- 9.5% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 8/8/2025
- First disbursement
- 8/27/2025
- Days to fund
- 19 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 33
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Subway
- Franchise code
- S1639
- Lender
- Celtic Bank Corporation
- Address
- 850 Colusa Ave
- City
- Yuba Cita, 95991
- County
- Sutter
- SBA district office
- SACRAMENTO DISTRICT OFFICE
- Congressional district
- 3
The lender
Celtic Bank Corporation
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding limited-service restaurants — by location, industry, and brand.
Other Subway locations
Other Subway businesses in the public SBA record — closest first, by location and deal size.
Mehtaab Foods
Roseville, CA· ~29 mi
Subway
- $331K
- SBA financing
- ≈ $649K–$1.1M
- Est. revenue (rough)
Eat Fresh NW, LLC
Post Falls, ID
Subway
- $920K
- SBA financing
- ≈ $1.8M–$3.0M
- Est. revenue (rough)
KINGS FRESH MADE, INC.
Stockton, CA· ~81 mi
Subway
- $690K
- SBA financing
- ≈ $1.4M–$2.3M
- Est. revenue (rough)
Modesto Subways Inc
Modesto, CA· ~112 mi
Subway
- $520K
- SBA financing
- ≈ $1.0M–$1.7M
- Est. revenue (rough)
LB Subs AZ Management LLC
Tucson, AZ· ~759 mi
Subway
- $845K
- SBA financing
- ≈ $1.7M–$2.8M
- Est. revenue (rough)
Wisepace I Inc.
Aurora, SD· ~1329 mi
Subway
- $978K
- SBA financing
- ≈ $1.9M–$3.2M
- Est. revenue (rough)
Similar businesses
Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Rehman L.L.C.
Yuba City, CA· ~1 mi
Wayback Burgers
- $483K
- SBA financing
- ≈ $948K–$1.6M
- Est. revenue (rough)
West Coast Sourdough
Roseville, CA· ~28 mi
West Coast Sourdough Deli
- $1.3M
- SBA financing
- ≈ $2.6M–$4.3M
- Est. revenue (rough)
Motherlode Hospitality LLC
Folsom, CA· ~41 mi
Mr. Pickle's Sandwich Shop
- $1.1M
- SBA financing
- ≈ $2.2M–$3.6M
- Est. revenue (rough)
DAIRY QUEEN
Citrus Heights, CA· ~36 mi
DQ Grill & Chill Operating Agreement (American Dairy Queen)
- $800K
- SBA financing
- ≈ $1.6M–$2.6M
- Est. revenue (rough)
DHEERTGG Corporation
Roseville, CA· ~28 mi
The Great Greek Mediterranean Grill
- $729K
- SBA financing
- ≈ $1.4M–$2.4M
- Est. revenue (rough)
Rylo Management SMF LLC
Sacramento, CA· ~31 mi
Limited-Service Restaurants
- $1.5M
- SBA financing
- ≈ $3.0M–$5.0M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for JAY FOODS LLC in Yuba Cita, CA (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $1.0M
- On record FY2025
- 33 jobs supported
- Industry: Limited-Service Restaurants
- Location: Yuba Cita, CA
- Lender: Celtic Bank Corporation
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in CA for ~$1.0M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with JAY FOODS LLC.