SBA lending record

Jose Luis Gallardo

1012 &1020 E ACEQUIA AVE, Visalia, CA 93292 · General Automotive Repair. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$486K

Total SBA financing

Loan on record

FY2024

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$486,000 — FY2024

Gross approval: $486,000
SBA guaranteed: $364,500 (75%)
Status: Current
Rate at approval: 7.95% f
Term: 240 mo (20 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/11/2023
First disbursement: 12/6/2023
Days to fund: 25 days
Collateral: Required
Jobs supported: 6
Business type: Individual
Business age: Existing or more than 2 years old
Industry: General Automotive Repair
NAICS code: 811111
Lender: Wells Fargo Bank National Association
Address: 1012 &1020 E ACEQUIA AVE
City: Visalia, 93292
County: Tulare
SBA district office: FRESNO DISTRICT OFFICE
Congressional district: 22

The lender

Wells Fargo Bank National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding general automotive repair — by location, industry.

SBA lenders in California Lenders for general automotive repair General Automotive Repair lenders in California

Similar businesses

Comparable general automotive repair in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Central Vally Auto Experts LLC

Visalia, CA· ~0 mi

Midas

$450K
SBA financing: ≈ $882K–$1.5M
Est. revenue (rough)

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JAMES MOBILE AUTO REPAIR, LLC

Visalia, CA· ~1 mi

General Automotive Repair

$270K
SBA financing: ≈ $530K–$884K
Est. revenue (rough)

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J & D DIESEL DIAGNOSTICS

Tulare, CA· ~10 mi

General Automotive Repair

$648K
SBA financing: ≈ $1.3M–$2.1M
Est. revenue (rough)

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CANDYS DIESEL REPAIR LLC

Dinuba, CA· ~16 mi

General Automotive Repair

$425K
SBA financing: ≈ $833K–$1.4M
Est. revenue (rough)

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Auto Performance Lab

Fresno, CA· ~41 mi

General Automotive Repair

$400K
SBA financing: ≈ $784K–$1.3M
Est. revenue (rough)

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RDM DIESEL LLC

Fresno, CA· ~37 mi

General Automotive Repair

$350K
SBA financing: ≈ $685K–$1.1M
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for Jose Luis Gallardo in Visalia, CA (General Automotive Repair). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $486K
On record FY2024
6 jobs supported
Industry: General Automotive Repair
Location: Visalia, CA
Lender: Wells Fargo Bank National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Automotive Repair businesses in CA for ~$486k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/jose-luis-gallardo-ca
API:: https://www.capbench.com/api/public/businesses/jose-luis-gallardo-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Jose Luis Gallardo.