SBA lending record
Joseph Loos
18161 S FORDNEY RD, Oakley, MI 48649 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$30K
Total SBA financing
1
Loan on record
FY2023
On record
3
Jobs supported
● business — business location is the ZIP-area centroid from the public record
Is Joseph Loos your business?
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The loan
$30,000 — FY2023
- Gross approval
- $30,000
- SBA guaranteed
- $15,000 (50%)
- Status
- Paid in full
- Rate at approval
- 9.5% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/14/2023
- First disbursement
- 3/1/2023
- Days to fund
- 15 days
- Paid in full
- 8/31/2023
- Collateral
- Required
- Jobs supported
- 3
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- ChoiceOne Bank
- Address
- 18161 S FORDNEY RD
- City
- Oakley, 48649
- County
- Saginaw
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 4
The lender
Find SBA lenders for businesses like this
The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.
Similar businesses
Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
JR WELDING AND FABRICATION L.L.C.
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- Est. revenue (rough)
GLADSTONE HEATING AND COOLING LLC
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Lamb's Energy Experts
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Plumbing, Heating, and Air-Conditioning Contractors
- $25K
- SBA financing
- ≈ $49K–$82K
- Est. revenue (rough)
FERRIGAN HEATING AND COOLING, LLC
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Plumbing, Heating, and Air-Conditioning Contractors
- $50K
- SBA financing
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- Est. revenue (rough)
Tradesman Joe LLC
Howell, MI· ~32 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $25K
- SBA financing
- ≈ $49K–$82K
- Est. revenue (rough)
Erskine Heating and Cooling
Alma, MI· ~28 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $19K
- SBA financing
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- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Joseph Loos in Oakley, MI (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $30K
- On record FY2023
- 3 jobs supported
- Industry: Plumbing, Heating, and Air-Conditioning Contractors
- Location: Oakley, MI
- Lender: ChoiceOne Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in MI for ~$30k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is Joseph Loos your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Joseph Loos.