SBA lending record
Josy LLC
5597 Spectrum Drive, Frederick, MD 21703 · Retail Bakeries. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$873K
Total SBA financing
1
Loan on record
FY2023
On record
10
Jobs supported
Franchise brand
Nothing Bundt Cakes
See Nothing Bundt Cakes's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
Is Josy LLC your business?
This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.
The loan
$873,000 — FY2023
- Gross approval
- $873,000
- SBA guaranteed
- $654,750 (75%)
- Status
- Current
- Rate at approval
- 10% v
- Term
- 126 mo (11 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/10/2023
- First disbursement
- 2/17/2023
- Days to fund
- 7 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 10
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Retail Bakeries
- NAICS code
- 311811
- Franchise
- Nothing Bundt Cakes
- Franchise code
- S1195
- Lender
- United Community Bank
- Address
- 5597 Spectrum Drive
- City
- Frederick, 21703
- County
- Frederick
- SBA district office
- BALTIMORE DISTRICT OFFICE
- Congressional district
- 6
The lender
Find SBA lenders for businesses like this
The banks most active funding retail bakeries — by location, industry, and brand.
Other Nothing Bundt Cakes locations
Other Nothing Bundt Cakes businesses in the public SBA record — closest first, by location and deal size.
Watson Works III LLC
Germantown, MD· ~15 mi
Nothing Bundt Cakes
- $540K
- SBA financing
- ≈ $1.1M–$1.8M
- Est. revenue (rough)
BD ENTERPRISES - HAGERSTOWN, LLC
Hagerstown, MD· ~26 mi
Nothing Bundt Cakes
- $656K
- SBA financing
- ≈ $1.3M–$2.1M
- Est. revenue (rough)
Watson Works II LLC
Rockville, MD· ~26 mi
Nothing Bundt Cakes
- $567K
- SBA financing
- ≈ $1.1M–$1.9M
- Est. revenue (rough)
Winchester Cakery LLC
Winchester, VA· ~44 mi
Nothing Bundt Cakes
- $850K
- SBA financing
- ≈ $1.7M–$2.8M
- Est. revenue (rough)
BD ENTERPRISES, LLC
Lanham, MD· ~44 mi
Nothing Bundt Cakes
- $585K
- SBA financing
- ≈ $1.1M–$1.9M
- Est. revenue (rough)
222 Enterprises, LLC
Nottingham, MD· ~48 mi
Nothing Bundt Cakes
- $500K
- SBA financing
- ≈ $980K–$1.6M
- Est. revenue (rough)
Similar businesses
Comparable retail bakeries in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
C & C Food Group LLC
Frederick, MD· ~3 mi
Tous Les Jours
- $900K
- SBA financing
- ≈ $1.8M–$2.9M
- Est. revenue (rough)
Dough Baby Inc
Hamilton, VA· ~22 mi
Retail Bakeries
- $644K
- SBA financing
- ≈ $1.3M–$2.1M
- Est. revenue (rough)
Maison LLC
Brunswick, MD· ~13 mi
Retail Bakeries
- $373K
- SBA financing
- ≈ $731K–$1.2M
- Est. revenue (rough)
Romano Family Food Services, LLC
Catonsville, MD· ~36 mi
Retail Bakeries
- $834K
- SBA financing
- ≈ $1.6M–$2.7M
- Est. revenue (rough)
Sunflower Bakeries, LLC
Rockville, MD· ~25 mi
Paris Baguette
- $1.3M
- SBA financing
- ≈ $2.6M–$4.3M
- Est. revenue (rough)
Dawon, Inc.
Manassas, VA· ~42 mi
Retail Bakeries
- $860K
- SBA financing
- ≈ $1.7M–$2.8M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Josy LLC in Frederick, MD (Retail Bakeries). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $873K
- On record FY2023
- 10 jobs supported
- Industry: Retail Bakeries
- Location: Frederick, MD
- Lender: United Community Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Retail Bakeries businesses in MD for ~$873k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is Josy LLC your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Josy LLC.