SBA lending record
KarlAnn, LLC
1685 INDEPENDENCE AVE, Waterloo, IA 50707 · Nursery, Garden Center, and Farm Supply Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$310K
Total SBA financing
2
Loans on record
FY2024
On record
23
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$110,000 — FY2024
Loan 1 of 2- Gross approval
- $110,000
- SBA guaranteed
- $55,000 (50%)
- Status
- Current
- Rate at approval
- 11.25% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 4/3/2024
- First disbursement
- 4/9/2024
- Days to fund
- 6 days
- Collateral
- Required
- Jobs supported
- 10
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Nursery, Garden Center, and Farm Supply Retailers
- NAICS code
- 444240
- Address
- 1685 INDEPENDENCE AVE
- City
- Waterloo, 50707
- County
- Black Hawk
- SBA district office
- CEDAR RAPIDS BRANCH OFFICE
- Congressional district
- 1
$200,000 — FY2024
Loan 2 of 2- Gross approval
- $200,000
- SBA guaranteed
- $150,000 (75%)
- Status
- Current
- Rate at approval
- 11.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 11/14/2023
- First disbursement
- 11/17/2023
- Days to fund
- 3 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 13
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Nursery, Garden Center, and Farm Supply Retailers
- NAICS code
- 444240
- Address
- 1685 Independence Ave
- City
- Waterloo, 52233
- County
- Linn
- SBA district office
- CEDAR RAPIDS BRANCH OFFICE
- Congressional district
- 1
The lender
Cedar Rapids Bank and Trust Company
2 loans to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding nursery, garden center, and farm supply retailers — by location, industry.
Similar businesses
Comparable nursery, garden center, and farm supply retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Busy Bee Garden Center Inc
Indianola, IA· ~104 mi
Nursery, Garden Center, and Farm Supply Retailers
- $625K
- SBA financing
- ≈ $1.2M–$2.0M
- Est. revenue (rough)
Brodner Equipment, Inc.
Rochester, NY· ~739 mi
Nursery, Garden Center, and Farm Supply Retailers
- $300K
- SBA financing
- ≈ $588K–$980K
- Est. revenue (rough)
F D MILLER FEED & SUPPLY, LLC
Shipshewana, IN· ~349 mi
Nursery, Garden Center, and Farm Supply Retailers
- $350K
- SBA financing
- ≈ $686K–$1.1M
- Est. revenue (rough)
Brown Street Ventures LLC
Chelsea, MI· ~423 mi
Nursery, Garden Center, and Farm Supply Retailers
- $250K
- SBA financing
- ≈ $490K–$817K
- Est. revenue (rough)
Nursery and Crafts Marketing Operating Company, LLC
Berkley, MI· ~464 mi
Nursery, Garden Center, and Farm Supply Retailers
- $237K
- SBA financing
- ≈ $465K–$775K
- Est. revenue (rough)
5 KENNEYS LLC
Orchard Park, NY· ~689 mi
Nursery, Garden Center, and Farm Supply Retailers
- $255K
- SBA financing
- ≈ $500K–$833K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for KarlAnn, LLC in Waterloo, IA (Nursery, Garden Center, and Farm Supply Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $310K
- On record FY2024
- 23 jobs supported
- Industry: Nursery, Garden Center, and Farm Supply Retailers
- Location: Waterloo, IA
- Lender: Cedar Rapids Bank and Trust Company
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Nursery, Garden Center, and Farm Supply Retailers businesses in IA for ~$155k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is KarlAnn, LLC your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with KarlAnn, LLC.