SBA lending record

Kia, INC

6350 KY HIGHWAY 39, Crab Orchard, KY 40419 · Supermarkets and Other Grocery (except Convenience) Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$324K

Total SBA financing

Loan on record

FY2020

On record

Jobs supported

Franchise brand

Cary Oil Company Inc - Complete Contract of Sale (Branded)

See Cary Oil Company Inc - Complete Contract of Sale (Branded)'s SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

Is Kia, INC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

Claim this listing Remove

The loan

$324,000 — FY2020

Gross approval: $324,000
SBA guaranteed: $162,000 (50%)
Status: Current
Rate at approval: 4.5% f
Term: 180 mo (15 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Business purchase
Approved: 5/20/2020
First disbursement: 6/30/2020
Days to fund: 41 days
Collateral: Required
Jobs supported: 6
Business type: Corporation
Business age: Change of Ownership
Industry: Supermarkets and Other Grocery (except Convenience) Stores
NAICS code: 445110
Franchise: Cary Oil Company Inc - Complete Contract of Sale (Branded)
Franchise code: S3053
Lender: Community Trust Bank, Inc.
Address: 6350 KY HIGHWAY 39
City: Crab Orchard, 40419
County: Lincoln
SBA district office: KENTUCKY DISTRICT OFFICE
Congressional district: 2

The lender

Community Trust Bank, Inc.

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding supermarkets and other grocery (except convenience) stores — by location, industry, and brand.

SBA lenders in Kentucky Lenders for supermarkets and other grocery (except convenience) stores Supermarkets and Other Grocery (except Convenience) Stores lenders in Kentucky Cary Oil Company Inc - Complete Contract of Sale (Branded) lenders Cary Oil Company Inc - Complete Contract of Sale (Branded) lenders in Kentucky

Other Cary Oil Company Inc - Complete Contract of Sale (Branded) locations

Other Cary Oil Company Inc - Complete Contract of Sale (Branded) businesses in the public SBA record — closest first, by location and deal size.

COUNTRY CORNER

Cumming, GA· ~219 mi

Cary Oil Company Inc - Complete Contract of Sale (Branded)

$330K
SBA financing: ≈ $646K–$1.1M
Est. revenue (rough)

View record

Madhav Enterprise, LLC

Lawrenceville, GA· ~239 mi

Cary Oil Company Inc - Complete Contract of Sale (Branded)

$200K
SBA financing: ≈ $392K–$654K
Est. revenue (rough)

View record

Friendly Corner

Yanceyville, NC· ~292 mi

Cary Oil Company Inc - Complete Contract of Sale (Branded)

$591K
SBA financing: ≈ $1.2M–$1.9M
Est. revenue (rough)

View record

Apel Investments , LLC

Lithia Springs, GA· ~248 mi

Cary Oil Company Inc - Complete Contract of Sale (Branded)

$250K
SBA financing: ≈ $490K–$817K
Est. revenue (rough)

View record

5345 Mobile Food Mart Inc

Sandy Springs, GA· ~240 mi

Cary Oil Company Inc - Complete Contract of Sale (Branded)

$783K
SBA financing: ≈ $1.5M–$2.6M
Est. revenue (rough)

View record

Sarkaria Properties Inc.

Chapel Hill, NC· ~311 mi

Cary Oil Company Inc - Complete Contract of Sale (Branded)

$591K
SBA financing: ≈ $1.2M–$1.9M
Est. revenue (rough)

View record

Similar businesses

Comparable supermarkets and other grocery (except convenience) stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Clifton Market and Clifton IGA

Cincinnati, OH· ~122 mi

IGA USA - License Agreement

$342K
SBA financing: ≈ $671K–$1.1M
Est. revenue (rough)

View record

DEVANSH FOOD MART INC

Cincinnati, OH· ~120 mi

Supermarkets and Other Grocery (except Convenience) Stores

$330K
SBA financing: ≈ $646K–$1.1M
Est. revenue (rough)

View record

Nation Reality LLC

Wyoming, OH· ~128 mi

Supermarkets and Other Grocery (except Convenience) Stores

$441K
SBA financing: ≈ $865K–$1.4M
Est. revenue (rough)

View record

Herban Market LLC

Franklin, TN· ~162 mi

Supermarkets and Other Grocery (except Convenience) Stores

$745K
SBA financing: ≈ $1.5M–$2.4M
Est. revenue (rough)

View record

Joha Jang, Inc.

Arlington, VA· ~417 mi

Supermarkets and Other Grocery (except Convenience) Stores

$370K
SBA financing: ≈ $725K–$1.2M
Est. revenue (rough)

View record

I & I MADISON MART CORP

Madison, IL· ~321 mi

Supermarkets and Other Grocery (except Convenience) Stores

$415K
SBA financing: ≈ $814K–$1.4M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Kia, INC in Crab Orchard, KY (Supermarkets and Other Grocery (except Convenience) Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $324K
On record FY2020
6 jobs supported
Industry: Supermarkets and Other Grocery (except Convenience) Stores
Location: Crab Orchard, KY
Lender: Community Trust Bank, Inc.

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Supermarkets and Other Grocery (except Convenience) Stores businesses in KY for ~$324k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal Talk to a loan broker Find SBA lenders Compare similar deals

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/kia-inc-ky
API:: https://www.capbench.com/api/public/businesses/kia-inc-ky
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Kia, INC your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

Claim this listing

Researching a business like this one?

The numbers above are what a deal of this size and type actually looked like. Tell us what you're buying and we'll point you to the lenders most likely to fund it.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Kia, INC.