SBA lending record
Kraemer Heating & A/C, LLC
300 Industrial Drive, Freeport, MN 56331 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$459K
Total SBA financing
2
Loans on record
FY2024
On record
18
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$100,000 — FY2024
Loan 1 of 2- Gross approval
- $100,000
- SBA guaranteed
- $50,000 (50%)
- Status
- Current
- Rate at approval
- 10.5% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 3/13/2024
- First disbursement
- 9/26/2025
- Days to fund
- 562 days
- Collateral
- Required
- Jobs supported
- 9
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- Falcon National Bank
- Address
- 300 Industrial Drive
- City
- Freeport, 56331
- County
- Stearns
- SBA district office
- MINNESOTA DISTRICT OFFICE
- Congressional district
- 7
$359,000 — FY2024
Loan 2 of 2- Gross approval
- $359,000
- SBA guaranteed
- $269,250 (75%)
- Status
- Current
- Rate at approval
- 8.75% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 3/13/2024
- First disbursement
- 3/22/2024
- Days to fund
- 9 days
- Collateral
- Required
- Jobs supported
- 9
- Business type
- Corporation
- Business age
- Change of Ownership
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Lender
- Falcon National Bank
- Address
- 300 Industrial Drive
- City
- Freeport, 56331
- County
- Stearns
- SBA district office
- MINNESOTA DISTRICT OFFICE
- Congressional district
- 7
The lender
Find SBA lenders for businesses like this
The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.
Similar businesses
Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Meehl Mechanical LLC
Royalton, MN· ~19 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $350K
- SBA financing
- ≈ $686K–$1.1M
- Est. revenue (rough)
Gilk Plumbing Heating and AC LLC
Richmond, MN· ~17 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $897K
- SBA financing
- ≈ $1.8M–$2.9M
- Est. revenue (rough)
Dierkes Heating and Air L.L.C.
Waite Park, MN· ~23 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $352K
- SBA financing
- ≈ $690K–$1.2M
- Est. revenue (rough)
Rapid Plumbing, LLC
Cushing, MN· ~38 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $360K
- SBA financing
- ≈ $706K–$1.2M
- Est. revenue (rough)
Mohr Plumbing and Heating Of Morris, Inc.
Morris, MN· ~61 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $500K
- SBA financing
- ≈ $980K–$1.6M
- Est. revenue (rough)
KTB Plumbing LLC
Minnetonka, MN· ~80 mi
1-Tom-Plumber
- $458K
- SBA financing
- ≈ $898K–$1.5M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Kraemer Heating & A/C, LLC in Freeport, MN (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $459K
- On record FY2024
- 18 jobs supported
- Industry: Plumbing, Heating, and Air-Conditioning Contractors
- Location: Freeport, MN
- Lender: Falcon National Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in MN for ~$230k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Kraemer Heating & A/C, LLC.