SBA lending record

LuMo Refreshments LLC

117 South Park Lane, Newport, NC 28570 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$302K

Total SBA financing

Loans on record

FY2025–26

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 3 loans

$50,000 — FY2026

Loan 1 of 3

Gross approval: $50,000
SBA guaranteed: $42,500 (85%)
Status: Current
Rate at approval: 9.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/9/2025
First disbursement: 12/17/2025
Days to fund: 8 days
Collateral: None
Sold on secondary market: Yes
Jobs supported: 30
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: Northeast Bank
Address: 117 South Park Lane
City: Newport, 28570
County: Carteret
SBA district office: NORTH CAROLINA DISTRICT OFFICE
Congressional district: 3

$101,800 — FY2025

Loan 2 of 3

Gross approval: $101,800
SBA guaranteed: $86,530 (85%)
Status: Cancelled
Rate at approval: 13.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/22/2025
Collateral: Required
Jobs supported: 30
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: Northeast Bank
Address: 117 South Park Lane
City: Newport, 28570
County: Carteret
SBA district office: NORTH CAROLINA DISTRICT OFFICE
Congressional district: 3

$150,000 — FY2025

Loan 3 of 3

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 10.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/28/2024
First disbursement: 11/19/2024
Days to fund: 22 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 30
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: Northeast Bank
Address: 117 South Park Lane
City: Newport, 28570
County: Carteret
SBA district office: NORTH CAROLINA DISTRICT OFFICE
Congressional district: 3

The lender

Northeast Bank

3 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry.

SBA lenders in North Carolina Lenders for limited-service restaurants Limited-Service Restaurants lenders in North Carolina

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Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $588K–$980K
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SBA financing: ≈ $462K–$770K
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SBA financing: ≈ $853K–$1.4M
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SBA financing: ≈ $1.1M–$1.9M
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Patel Restaurant Group LLC

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$579K
SBA financing: ≈ $1.1M–$1.9M
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SBA financing: ≈ $745K–$1.2M
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Agent summary

This page summarizes the public SBA 7(a) lending record for LuMo Refreshments LLC in Newport, NC (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $302K
On record FY2025–26
90 jobs supported
Industry: Limited-Service Restaurants
Location: Newport, NC
Lender: Northeast Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in NC for ~$101k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/lumo-refreshments-llc-nc
API:: https://www.capbench.com/api/public/businesses/lumo-refreshments-llc-nc
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with LuMo Refreshments LLC.