SBA lending record

M&K Royal Spirits Inc.

169 PERCY AVE, Yuba City, CA 95991 · Gasoline Stations with Convenience Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$3.7M

Total SBA financing

Loans on record

FY2021–22

On record

Jobs supported

Franchise brand

California Fuel Supply Inc. (Valero) Branding Supply Agreeme

See California Fuel Supply Inc. (Valero) Branding Supply Agreeme's SBA financing data — typical deal, failure rate, and how its loans perform →

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$2,142,000 — FY2022

Loan 1 of 2

Gross approval: $2,142,000
SBA guaranteed: $1,606,500 (75%)
Status: Current
Rate at approval: 5% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 11/30/2021
First disbursement: 1/11/2022
Days to fund: 42 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 3
Business type: Corporation
Business age: Change of Ownership
Industry: Gasoline Stations with Convenience Stores
NAICS code: 447110
Franchise: SC Fuels - Southern Counties Oil Co. (Valero) Branding Agree
Franchise code: S4578
Lender: Centerstone SBA Lending, Inc.
Address: 3211 RIVERSIDE BLVD.
City: Sacramento, 95818
County: Sacramento
SBA district office: SACRAMENTO DISTRICT OFFICE
Congressional district: 6

$1,535,000 — FY2021

Loan 2 of 2

Gross approval: $1,535,000
SBA guaranteed: $1,381,500 (90%)
Status: Cancelled
Rate at approval: 5% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 9/29/2021
Collateral: Required
Jobs supported: 2
Business type: Corporation
Business age: Change of Ownership
Industry: Gasoline Stations with Convenience Stores
NAICS code: 447110
Franchise: California Fuel Supply Inc. (Valero) Branding Supply Agreeme
Franchise code: S4281
Lender: Centerstone SBA Lending, Inc.
Address: 169 PERCY AVE
City: Yuba City, 95991
County: Sutter
SBA district office: SACRAMENTO DISTRICT OFFICE
Congressional district: 3

The lender

Centerstone SBA Lending, Inc.

2 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding gasoline stations with convenience stores — by location, industry, and brand.

SBA lenders in California Lenders for gasoline stations with convenience stores Gasoline Stations with Convenience Stores lenders in California California Fuel Supply Inc. (Valero) Branding Supply Agreeme lenders California Fuel Supply Inc. (Valero) Branding Supply Agreeme lenders in California

Other California Fuel Supply Inc. (Valero) Branding Supply Agreeme locations

Other California Fuel Supply Inc. (Valero) Branding Supply Agreeme businesses in the public SBA record — closest first, by location and deal size.

Percy Ave Market

Yuba City, CA· ~0 mi

California Fuel Supply Inc. (Valero) Branding Supply Agreeme

$1.5M
SBA financing: ≈ $3.0M–$5.0M
Est. revenue (rough)

View record

KHAJOOR BABA JI INC.

Merced,, CA· ~142 mi

California Fuel Supply Inc. (Valero) Branding Supply Agreeme

$3.1M
SBA financing: ≈ $6.1M–$10M
Est. revenue (rough)

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17 Highway Estate LLC

Phoenix, AZ· ~655 mi

California Fuel Supply Inc. (Valero) Branding Supply Agreeme

$918K
SBA financing: ≈ $1.8M–$3.0M
Est. revenue (rough)

View record

Similar businesses

Comparable gasoline stations with convenience stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

North Beale Energy Inc

Marysville, CA· ~2 mi

AM/PM Mini-Mart Agreement - ARCO Fuel - Contract Dealer Gaso

$3.2M
SBA financing: ≈ $6.2M–$10M
Est. revenue (rough)

View record

Urban Gas LLC

Yuba City, CA· ~1 mi

Gasoline Stations with Convenience Stores

$1.3M
SBA financing: ≈ $2.5M–$4.2M
Est. revenue (rough)

View record

Food Mart

Oroville, CA· ~26 mi

Rinehart Oil, Inc (Valero Branded) Dealer Supply Agreement

$3.3M
SBA financing: ≈ $6.5M–$11M
Est. revenue (rough)

View record

Roseville Shell

Roseville, CA· ~33 mi

Flyers Energy, LLC (Shell) Motor Fuel Supply Agreement

$3.7M
SBA financing: ≈ $7.3M–$12M
Est. revenue (rough)

View record

Grass Valley Corp

Grass Valley, CA· ~30 mi

Gasoline Stations with Convenience Stores

$3.0M
SBA financing: ≈ $6.0M–$9.9M
Est. revenue (rough)

View record

Lincoln Station Inc

Lincoln, CA· ~23 mi

Valley Pacific Petroleum Services, Inc. (Chevron) Contract o

$2.3M
SBA financing: ≈ $4.5M–$7.5M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for M&K Royal Spirits Inc. in Yuba City, CA (Gasoline Stations with Convenience Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $3.7M
On record FY2021–22
5 jobs supported
Industry: Gasoline Stations with Convenience Stores
Location: Yuba City, CA
Lender: Centerstone SBA Lending, Inc.

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Gasoline Stations with Convenience Stores businesses in CA for ~$1.8M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/m-k-royal-spirits-inc-ca
API:: https://www.capbench.com/api/public/businesses/m-k-royal-spirits-inc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with M&K Royal Spirits Inc..