SBA lending record
MB Heating & Cooling, Inc.
1555 W JEFFERSON ST, Springfield, IL 62702 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$3.7M
Total SBA financing
2
Loans on record
FY2021
On record
44
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$3,600,000 — FY2021
Loan 1 of 2- Gross approval
- $3,600,000
- SBA guaranteed
- $3,240,000 (90%)
- Status
- Current
- Rate at approval
- 4.95% v
- Term
- 192 mo (16 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/29/2021
- First disbursement
- 2/25/2022
- Days to fund
- 149 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 44
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Address
- 1555 W JEFFERSON ST
- City
- Springfield, 62702
- County
- Sangamon
- SBA district office
- ILLINOIS DISTRICT OFFICE
- Congressional district
- 13
$100,000 — FY2021
Loan 2 of 2- Gross approval
- $100,000
- SBA guaranteed
- $75,000 (75%)
- Status
- Current
- Rate at approval
- 5.25% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/29/2021
- First disbursement
- 1/14/2022
- Days to fund
- 107 days
- Collateral
- Required
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Plumbing, Heating, and Air-Conditioning Contractors
- NAICS code
- 238220
- Address
- 1555 W JEFFERSON ST
- City
- Springfield, 62702
- County
- Sangamon
- SBA district office
- ILLINOIS DISTRICT OFFICE
- Congressional district
- 13
The lender
Heartland Bank and Trust Company
2 loans to this businessFind SBA lenders for businesses like this
The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.
Similar businesses
Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
EASTERDAY PLUMBING REPAIR, INC
Springfield, IL· ~4 mi
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- $627K
- SBA financing
- ≈ $1.2M–$2.0M
- Est. revenue (rough)
Brotcke Well & Pump LLC
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- SBA financing
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- Est. revenue (rough)
Central Heating and Cooling
Montgomery City, MO· ~116 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $2.0M
- SBA financing
- ≈ $4.0M–$6.6M
- Est. revenue (rough)
KOOL Holdings LLC
Elizabethtown, KY· ~253 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $3.8M
- SBA financing
- ≈ $7.5M–$12M
- Est. revenue (rough)
APS, LLC
Kansas City, MO· ~266 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $3.3M
- SBA financing
- ≈ $6.4M–$11M
- Est. revenue (rough)
Brown Liska Investments LLC
Carol Stream, IL· ~166 mi
Plumbing, Heating, and Air-Conditioning Contractors
- $2.8M
- SBA financing
- ≈ $5.5M–$9.2M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for MB Heating & Cooling, Inc. in Springfield, IL (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $3.7M
- On record FY2021
- 44 jobs supported
- Industry: Plumbing, Heating, and Air-Conditioning Contractors
- Location: Springfield, IL
- Lender: Heartland Bank and Trust Company
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in IL for ~$1.9M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with MB Heating & Cooling, Inc..