SBA lending record
Michael Rae Thomas Watson
1133 W 11Th St, Tracy, CA 95376 · General Automotive Repair. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$600K
Total SBA financing
2
Loans on record
FY2025
On record
6
Jobs supported
● business — business location is the ZIP-area centroid from the public record
Is Michael Rae Thomas Watson your business?
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All 2 loans
$250,000 — FY2025
Loan 1 of 2- Gross approval
- $250,000
- SBA guaranteed
- $187,500 (75%)
- Status
- Current
- Rate at approval
- 10.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/18/2025
- First disbursement
- 4/2/2025
- Days to fund
- 15 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 3
- Business type
- Individual
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
- NAICS code
- 811111
- Lender
- Northeast Bank
- Address
- 1133 W 11Th St
- City
- Tracy, 95376
- County
- San Joaquin
- SBA district office
- SACRAMENTO DISTRICT OFFICE
- Congressional district
- 10
$350,000 — FY2025
Loan 2 of 2- Gross approval
- $350,000
- SBA guaranteed
- $262,500 (75%)
- Status
- Cancelled
- Rate at approval
- 10.5% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 12/27/2024
- Collateral
- Required
- Jobs supported
- 3
- Business type
- Individual
- Business age
- Existing or more than 2 years old
- Industry
- General Automotive Repair
- NAICS code
- 811111
- Lender
- Northeast Bank
- Address
- 1133 W 11th Street
- City
- Tracy, 95376
- County
- San Joaquin
- SBA district office
- SACRAMENTO DISTRICT OFFICE
- Congressional district
- 10
The lender
Find SBA lenders for businesses like this
The banks most active funding general automotive repair — by location, industry.
Similar businesses
Comparable general automotive repair in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Amandeep Singh and Jatinder Singh
Lathrop, CA· ~9 mi
General Automotive Repair
- $468K
- SBA financing
- ≈ $917K–$1.5M
- Est. revenue (rough)
Acevedo's Smog & Exhaust
Modesto, CA· ~26 mi
General Automotive Repair
- $675K
- SBA financing
- ≈ $1.3M–$2.2M
- Est. revenue (rough)
Nemati Holdings LLC
Antioch, CA· ~26 mi
General Automotive Repair
- $480K
- SBA financing
- ≈ $941K–$1.6M
- Est. revenue (rough)
BROWNIE MUFFLER INC
Modesto, CA· ~25 mi
General Automotive Repair
- $700K
- SBA financing
- ≈ $1.4M–$2.3M
- Est. revenue (rough)
E Miller Bacchus British Service INC
Dublin, CA· ~26 mi
General Automotive Repair
- $930K
- SBA financing
- ≈ $1.8M–$3.0M
- Est. revenue (rough)
AME Automotive LLC
Lafayette, CA· ~38 mi
General Automotive Repair
- $644K
- SBA financing
- ≈ $1.3M–$2.1M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Michael Rae Thomas Watson in Tracy, CA (General Automotive Repair). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $600K
- On record FY2025
- 6 jobs supported
- Industry: General Automotive Repair
- Location: Tracy, CA
- Lender: Northeast Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Automotive Repair businesses in CA for ~$300k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Michael Rae Thomas Watson.