SBA lending record
Modern Nails & Spa, Inc.
25470 Point Look Out Road Ste D, Leonardtown, MD 20650 · Nail Salons. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$295K
Total SBA financing
3
Loans on record
FY2024–26
On record
23
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 3 loans
$108,500 — FY2026
Loan 1 of 3- Gross approval
- $108,500
- SBA guaranteed
- $92,225 (85%)
- Status
- Committed
- Rate at approval
- 10.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/24/2026
- Collateral
- Required
- Jobs supported
- 6
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Nail Salons
- NAICS code
- 812113
- Lender
- Northeast Bank
- Address
- 25470 Point Lookout Road
- City
- Leonardtown, 20650
- County
- Saint Marys
- SBA district office
- BALTIMORE DISTRICT OFFICE
- Congressional district
- 5
$86,200 — FY2025
Loan 2 of 3- Gross approval
- $86,200
- SBA guaranteed
- $73,270 (85%)
- Status
- Current
- Rate at approval
- 12.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 1/23/2025
- First disbursement
- 1/27/2025
- Days to fund
- 4 days
- Collateral
- None
- Sold on secondary market
- Yes
- Jobs supported
- 17
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Nail Salons
- NAICS code
- 812113
- Lender
- BayFirst National Bank
- Address
- 25470 POINT LOOKOUT RD UNIT D
- City
- Leonardtown, 20650
- County
- Saint Marys
- SBA district office
- BALTIMORE DISTRICT OFFICE
- Congressional district
- 5
$100,000 — FY2024
Loan 3 of 3- Gross approval
- $100,000
- SBA guaranteed
- $85,000 (85%)
- Status
- Current
- Rate at approval
- 11.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/19/2024
- First disbursement
- 3/20/2024
- Days to fund
- 1 days
- Collateral
- None
- Sold on secondary market
- Yes
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Nail Salons
- NAICS code
- 812113
- Address
- 25470 Point Look Out Road Ste D
- City
- Leonardtown, 20650
- County
- Saint Marys
- SBA district office
- BALTIMORE DISTRICT OFFICE
- Congressional district
- 5
The lenders
SouthState Bank, National Association
1 loan to this businessFull SBA lending record + branches on the lender page →BayFirst National Bank
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding nail salons — by location, industry.
Similar businesses
Comparable nail salons in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Cocobay Nail Bar by Vinton, LLC
Waldorf, MD· ~27 mi
Nail Salons
- $324K
- SBA financing
- ≈ $635K–$1.1M
- Est. revenue (rough)
Phuong Tran
Dunkirk, MD· ~29 mi
Nail Salons
- $200K
- SBA financing
- ≈ $392K–$654K
- Est. revenue (rough)
MILK TREE NAIL SPA LLC
Annapolis, MD· ~48 mi
Nail Salons
- $365K
- SBA financing
- ≈ $716K–$1.2M
- Est. revenue (rough)
Bliss Natural Nail Care
Clarksville, MD· ~65 mi
Nail Salons
- $264K
- SBA financing
- ≈ $518K–$863K
- Est. revenue (rough)
TTNH Investments LLC
Herndon, VA· ~60 mi
Nail Salons
- $256K
- SBA financing
- ≈ $502K–$836K
- Est. revenue (rough)
Angelic Spa and Nails
Centreville, VA· ~57 mi
Nail Salons
- $225K
- SBA financing
- ≈ $441K–$735K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Modern Nails & Spa, Inc. in Leonardtown, MD (Nail Salons). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 3 SBA 7(a) loans totaling $295K
- On record FY2024–26
- 23 jobs supported
- Industry: Nail Salons
- Location: Leonardtown, MD
- Lenders: SouthState Bank, National Association, BayFirst National Bank, Northeast Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Nail Salons businesses in MD for ~$98k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is Modern Nails & Spa, Inc. your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Modern Nails & Spa, Inc..