SBA lending record

Operation Free Agent, LLC

1907 Fashion Outlets Blvd., Niagara Falls, NY 14304 · Family Clothing Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$15K

Total SBA financing

Loan on record

FY2021

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$15,000 — FY2021

Gross approval: $15,000
SBA guaranteed: $7,500 (50%)
Status: Charged off (failed)
Rate at approval: 6.37% v
Term: 72 mo (6 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/16/2020
First disbursement: 3/18/2021
Days to fund: 122 days
Charged off: 3/26/2026
Charge-off amount: $17,727
Collateral: None
Jobs supported: 5
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Family Clothing Stores
NAICS code: 448140
Lender: KeyBank National Association
Address: 1907 Fashion Outlets Blvd.
City: Niagara Falls, 14304
County: Niagara
SBA district office: BUFFALO DISTRICT OFFICE
Congressional district: 26

The lender

KeyBank National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding family clothing stores — by location, industry.

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Comparable family clothing stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

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SBA financing: ≈ $59K–$98K
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MARY VAUGHN WILLIAMS

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$25K
SBA financing: ≈ $49K–$82K
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Agnes Designs Ltd-SBA Express LOC

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$8K
SBA financing: ≈ $15K–$25K
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KAIL STRATEGIES AND INVESTMENTS LLC

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Agent summary

This page summarizes the public SBA 7(a) lending record for Operation Free Agent, LLC in Niagara Falls, NY (Family Clothing Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $15K
On record FY2021
5 jobs supported
Industry: Family Clothing Stores
Location: Niagara Falls, NY
Lender: KeyBank National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Family Clothing Stores businesses in NY for ~$15k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/operation-free-agent-llc-ny
API:: https://www.capbench.com/api/public/businesses/operation-free-agent-llc-ny
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Operation Free Agent, LLC.