SBA lending record
OPJ Nails Salon
175 EDDIE DOWLING HWY, North Smithfield, RI · Nail Salons. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$340K
Total SBA financing
2
Loans on record
FY2021–24
On record
24
Jobs supported
Is OPJ Nails Salon your business?
This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.
All 2 loans
$240,000 — FY2024
Loan 1 of 2- Gross approval
- $240,000
- SBA guaranteed
- $180,000 (75%)
- Status
- Current
- Rate at approval
- 11.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 6/24/2024
- First disbursement
- 6/25/2024
- Days to fund
- 1 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 10
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Nail Salons
- NAICS code
- 812113
- Address
- 175 Eddie Dowling Hwy Unit E, F, G,
- City
- North Smithfield
- County
- Providence
- SBA district office
- RHODE ISLAND DISTRICT OFFICE
- Congressional district
- 1
$100,000 — FY2021
Loan 2 of 2- Gross approval
- $100,000
- SBA guaranteed
- $90,000 (90%)
- Status
- Cancelled
- Rate at approval
- 6% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/16/2021
- Collateral
- Required
- Jobs supported
- 14
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Nail Salons
- NAICS code
- 812113
- Address
- 175 EDDIE DOWLING HWY
- City
- North Smithfield
- County
- Providence
- SBA district office
- RHODE ISLAND DISTRICT OFFICE
- Congressional district
- 1
The lenders
Newtek Small Business Finance, Inc.
1 loan to this businessCity National Bank of Florida
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding nail salons — by location, industry.
Similar businesses
Comparable nail salons in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Charming Nail Inc
Cranston, RI· ~14 mi
Nail Salons
- $340K
- SBA financing
- ≈ $667K–$1.1M
- Est. revenue (rough)
JT NAILS SPA 2 INC
North Smithfield, RI· ~4 mi
Nail Salons
- $100K
- SBA financing
- ≈ $196K–$327K
- Est. revenue (rough)
JT NAILS SPA INC
Cumberland, RI· ~4 mi
Nail Salons
- $100K
- SBA financing
- ≈ $196K–$327K
- Est. revenue (rough)
B&A Business Development, Inc.
Littleton, MA· ~38 mi
Great Clips
- $600K
- SBA financing
- ≈ $1.2M–$2.0M
- Est. revenue (rough)
RAINSON1 LLC
Tyngsboro, MA· ~48 mi
Nail Salons
- $500K
- SBA financing
- ≈ $980K–$1.6M
- Est. revenue (rough)
J'adore Nail Lounge
Danvers, MA· ~50 mi
Nail Salons
- $524K
- SBA financing
- ≈ $1.0M–$1.7M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for OPJ Nails Salon in North Smithfield, RI (Nail Salons). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $340K
- On record FY2021–24
- 24 jobs supported
- Industry: Nail Salons
- Location: North Smithfield, RI
- Lenders: Newtek Small Business Finance, Inc., City National Bank of Florida
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Nail Salons businesses in RI for ~$170k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with OPJ Nails Salon.