SBA lending record
PAN GEO CONSTRUCTION INC.
675 HEGENBERGER RD, Oakland, CA 94621 · New Single-Family Housing Construction (except For-Sale Buil. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$281K
Total SBA financing
2
Loans on record
FY2023–24
On record
3
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$188,500 — FY2024
Loan 1 of 2- Gross approval
- $188,500
- SBA guaranteed
- $94,250 (50%)
- Status
- In workout — SBA bought the guarantee
- Rate at approval
- 14.5% v
- Term
- 107 mo (9 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 6/6/2024
- First disbursement
- 7/1/2024
- Days to fund
- 25 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 1
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- New Single-Family Housing Construction (except For-Sale Buil
- NAICS code
- 236115
- Lender
- Readycap Lending, LLC
- Address
- 4050 Harlan St
- City
- Emeryville, 94608
- County
- Alameda
- SBA district office
- SAN FRANCISCO DISTRICT OFFICE
- Congressional district
- 13
$92,900 — FY2023
Loan 2 of 2- Gross approval
- $92,900
- SBA guaranteed
- $78,965 (85%)
- Status
- In workout — SBA bought the guarantee
- Rate at approval
- 11.75% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 4/26/2023
- First disbursement
- 4/28/2023
- Days to fund
- 2 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- New Single-Family Housing Construction (except For-Sale Buil
- NAICS code
- 236115
- Lender
- BayFirst National Bank
- Address
- 675 HEGENBERGER RD
- City
- Oakland, 94621
- County
- Alameda
- SBA district office
- SAN FRANCISCO DISTRICT OFFICE
- Congressional district
- 13
The lenders
BayFirst National Bank
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding new single-family housing construction (except for-sale buil — by location, industry.
Similar businesses
Comparable new single-family housing construction (except for-sale buil in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Chappie's Building Construction
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BRAVO BUILDING CO., INC.
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- $308K
- SBA financing
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Atlas general construction
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Canivet Construction, Inc.
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New Single-Family Housing Construction (except For-Sale Buil
- $150K
- SBA financing
- ≈ $294K–$490K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for PAN GEO CONSTRUCTION INC. in Oakland, CA (New Single-Family Housing Construction (except For-Sale Buil). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $281K
- On record FY2023–24
- 3 jobs supported
- Industry: New Single-Family Housing Construction (except For-Sale Buil
- Location: Oakland, CA
- Lenders: BayFirst National Bank, Readycap Lending, LLC
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with New Single-Family Housing Construction (except For-Sale Buil businesses in CA for ~$141k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with PAN GEO CONSTRUCTION INC..