SBA lending record
PENNY & US LLC
916 MAIN ST, Buffalo, NY 14202 · All Other Specialty Food Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$90K
Total SBA financing
1
Loan on record
FY2023
On record
10
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.
The loan
$90,000 — FY2023
- Gross approval
- $90,000
- SBA guaranteed
- $45,000 (50%)
- Status
- Cancelled
- Rate at approval
- 13% v
- Term
- 60 mo (5 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 8/23/2023
- Collateral
- None
- Jobs supported
- 10
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- All Other Specialty Food Retailers
- NAICS code
- 445298
- Address
- 916 MAIN ST
- City
- Buffalo, 14202
- County
- Erie
- SBA district office
- BUFFALO DISTRICT OFFICE
- Congressional district
- 26
The lender
Find SBA lenders for businesses like this
The banks most active funding all other specialty food retailers — by location, industry.
Similar businesses
Comparable all other specialty food retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
One Heart LLC
Jamestown, NY· ~59 mi
All Other Specialty Food Retailers
- $97K
- SBA financing
- ≈ $190K–$317K
- Est. revenue (rough)
Argos Foods LLC
Pittsford, NY· ~69 mi
All Other Specialty Food Retailers
- $130K
- SBA financing
- ≈ $255K–$425K
- Est. revenue (rough)
FLOWER CITY FOODS LLC
Rochester, NY· ~68 mi
All Other Specialty Food Retailers
- $50K
- SBA financing
- ≈ $98K–$163K
- Est. revenue (rough)
Neutral Ground Coffeehouse Cornhill, LLC
Rochester, NY· ~66 mi
All Other Specialty Food Retailers
- $150K
- SBA financing
- ≈ $294K–$490K
- Est. revenue (rough)
E & J Twists LLC
State College, PA· ~153 mi
All Other Specialty Food Retailers
- $90K
- SBA financing
- ≈ $176K–$294K
- Est. revenue (rough)
MARY MIKLOSOVIC LLC
Berea, OH· ~186 mi
All Other Specialty Food Retailers
- $105K
- SBA financing
- ≈ $206K–$343K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for PENNY & US LLC in Buffalo, NY (All Other Specialty Food Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $90K
- On record FY2023
- 10 jobs supported
- Industry: All Other Specialty Food Retailers
- Location: Buffalo, NY
- Lender: Manufacturers and Traders Trust Company
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with All Other Specialty Food Retailers businesses in NY for ~$90k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with PENNY & US LLC.