SBA lending record

Perch Lake Construction Inc

528 TWIN LAKES DR, Cloquet, MN 55720 · Poured Concrete Foundation and Structure Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$87K

Total SBA financing

Loans on record

FY2023

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$20,000 — FY2023

Loan 1 of 2

Gross approval: $20,000
SBA guaranteed: $10,000 (50%)
Status: Committed
Rate at approval: 9% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/31/2023
Collateral: Required
Jobs supported: 7
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Poured Concrete Foundation and Structure Contractors
NAICS code: 238110
Lender: Woodlands National Bank
Address: 528 TWIN LAKES DR
City: Cloquet, 55720
County: Carlton
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 8

$67,000 — FY2023

Loan 2 of 2

Gross approval: $67,000
SBA guaranteed: $56,950 (85%)
Status: Paid in full
Rate at approval: 7.75% f
Term: 60 mo (5 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/24/2023
First disbursement: 3/29/2023
Days to fund: 5 days
Paid in full: 5/31/2025
Collateral: Required
Jobs supported: 7
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Poured Concrete Foundation and Structure Contractors
NAICS code: 238110
Lender: Woodlands National Bank
Address: 528 TWIN LAKES DR
City: Cloquet, 55720
County: Carlton
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 8

The lender

Woodlands National Bank

2 loans to this business

Find SBA lenders for businesses like this

The banks most active funding poured concrete foundation and structure contractors — by location, industry.

SBA lenders in Minnesota Lenders for poured concrete foundation and structure contractors Poured Concrete Foundation and Structure Contractors lenders in Minnesota

Similar businesses

Comparable poured concrete foundation and structure contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

JENSEN CONCRETE PUMPING & SERVICES LLC

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SBA financing: ≈ $196K–$327K
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Rivard Concrete and Coatings L.L.C.

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SBA financing: ≈ $167K–$278K
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SBA financing: ≈ $78K–$131K
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$150K
SBA financing: ≈ $294K–$490K
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Signature Patios Concrete & Coatings, LLC

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SBA financing: ≈ $181K–$302K
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Avery Construction LLC

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SBA financing: ≈ $118K–$196K
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Agent summary

This page summarizes the public SBA 7(a) lending record for Perch Lake Construction Inc in Cloquet, MN (Poured Concrete Foundation and Structure Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $87K
On record FY2023
14 jobs supported
Industry: Poured Concrete Foundation and Structure Contractors
Location: Cloquet, MN
Lender: Woodlands National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Poured Concrete Foundation and Structure Contractors businesses in MN for ~$44k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-21.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/perch-lake-construction-inc-mn
API:: https://www.capbench.com/api/public/businesses/perch-lake-construction-inc-mn
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Perch Lake Construction Inc.