SBA lending record

Phalwinder Singh

1400 Paradise Road, Modesto, CA 95351 · Beer, Wine, and Liquor Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$90K

Total SBA financing

Loan on record

FY2020

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$90,000 — FY2020

Gross approval: $90,000
SBA guaranteed: $76,500 (85%)
Status: Current
Rate at approval: 7.25% v
Term: 120 mo (10 yr)
Program: Community Advantage Initiative
Subprogram: Community Advantage Initiative
Loan type: Term loan
Purpose: Other / working capital
Approved: 4/12/2020
First disbursement: 6/30/2020
Days to fund: 79 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 1
Business type: Individual
Business age: Existing or more than 2 years old
Industry: Beer, Wine, and Liquor Stores
NAICS code: 445310
Lender: CDC Small Business Finance Corp.
Address: 1400 Paradise Road
City: Modesto, 95351
County: Stanislaus
SBA district office: FRESNO DISTRICT OFFICE
Congressional district: 10

The lender

CDC Small Business Finance Corp.

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding beer, wine, and liquor stores — by location, industry.

SBA lenders in California Lenders for beer, wine, and liquor stores Beer, Wine, and Liquor Stores lenders in California

Similar businesses

Comparable beer, wine, and liquor stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Millenium Food & Liquor

Modesto, CA· ~3 mi

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$348K
SBA financing: ≈ $682K–$1.1M
Est. revenue (rough)

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Monika Jaswal

Folsom, CA· ~73 mi

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$103K
SBA financing: ≈ $202K–$337K
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YOGURT CITY INC

Auburn, CA· ~90 mi

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$90K
SBA financing: ≈ $176K–$294K
Est. revenue (rough)

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LIQUOR LORD INC

Modesto, CA· ~3 mi

Beer, Wine, and Liquor Stores

$5K
SBA financing: ≈ $10K–$16K
Est. revenue (rough)

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D'SOUZA ENTERPRISES LLC

San Leandro, CA· ~61 mi

Beer, Wine, and Liquor Stores

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

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SUNAY INCORPORATION

San Jose, CA· ~49 mi

Beer, Wine, and Liquor Stores

$200K
SBA financing: ≈ $392K–$654K
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for Phalwinder Singh in Modesto, CA (Beer, Wine, and Liquor Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $90K
On record FY2020
1 jobs supported
Industry: Beer, Wine, and Liquor Stores
Location: Modesto, CA
Lender: CDC Small Business Finance Corp.

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Beer, Wine, and Liquor Stores businesses in CA for ~$90k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/phalwinder-singh-ca
API:: https://www.capbench.com/api/public/businesses/phalwinder-singh-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Phalwinder Singh.