SBA lending record
R & W Builders, Inc
631 N. Main Street, Suite 1, O'Fallon, IL 62269 · Commercial and Institutional Building Construction. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$750K
Total SBA financing
2
Loans on record
FY2020
On record
21
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$250,000 — FY2020
Loan 1 of 2- Gross approval
- $250,000
- SBA guaranteed
- $187,500 (75%)
- Status
- Charged off (failed)
- Rate at approval
- 5.65% f
- Term
- 3 mo (0 yr)
- Program
- 7a General
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 12/6/2019
- First disbursement
- 12/31/2019
- Days to fund
- 25 days
- Charged off
- 12/13/2024
- Charge-off amount
- $149,946
- Collateral
- Required
- Jobs supported
- 13
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Commercial and Institutional Building Construction
- NAICS code
- 236220
- Lender
- Bank of Springfield
- Address
- 631 N. Main Street, Suite 1
- City
- O'Fallon, 62269
- County
- Saint Clair
- SBA district office
- ILLINOIS DISTRICT OFFICE
- Congressional district
- 12
$500,000 — FY2020
Loan 2 of 2- Gross approval
- $500,000
- SBA guaranteed
- $250,000 (50%)
- Status
- Charged off (failed)
- Rate at approval
- 3.75% v
- Term
- 28 mo (2 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 4/21/2020
- First disbursement
- 8/18/2020
- Days to fund
- 119 days
- Charged off
- 10/8/2024
- Charge-off amount
- $318,045
- Collateral
- Required
- Jobs supported
- 8
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Commercial and Institutional Building Construction
- NAICS code
- 236220
- Lender
- Bank of Springfield
- Address
- 631 N. MAIN ST
- City
- O Fallon, 62269
- County
- Saint Clair
- SBA district office
- ILLINOIS DISTRICT OFFICE
- Congressional district
- 12
The lender
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Agent summary
This page summarizes the public SBA 7(a) lending record for R & W Builders, Inc in O'Fallon, IL (Commercial and Institutional Building Construction). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $750K
- On record FY2020
- 21 jobs supported
- Industry: Commercial and Institutional Building Construction
- Location: O'Fallon, IL
- Lender: Bank of Springfield
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Commercial and Institutional Building Construction businesses in IL for ~$375k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with R & W Builders, Inc.