SBA lending record

Reef Dog Deli

311 CAPITOLA AVE, Capitola, CA 95010 · Limited-Service Restaurants. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$38K

Total SBA financing

Loan on record

FY2021

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$38,000 — FY2021

Gross approval: $38,000
SBA guaranteed: $32,300 (85%)
Status: Paid in full
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/10/2020
First disbursement: 11/30/2020
Days to fund: 20 days
Paid in full: 6/30/2023
Collateral: Required
Jobs supported: 6
Business type: Individual
Business age: Startup, Loan Funds will Open Business
Industry: Limited-Service Restaurants
NAICS code: 722513
Lender: West Coast Community Bank
Address: 311 CAPITOLA AVE
City: Capitola, 95010
County: Santa Cruz
SBA district office: SAN FRANCISCO DISTRICT OFFICE
Congressional district: 20

The lender

West Coast Community Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding limited-service restaurants — by location, industry.

SBA lenders in California Lenders for limited-service restaurants Limited-Service Restaurants lenders in California

Similar businesses

Comparable limited-service restaurants in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Wicked Chicken

Santa Clara, CA· ~26 mi

Limited-Service Restaurants

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

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Trade Routes Eateries, LLC

San Jose, CA· ~20 mi

Limited-Service Restaurants

$75K
SBA financing: ≈ $147K–$245K
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DIDAR PERSIAN CUISINE

Hayward, CA· ~49 mi

Limited-Service Restaurants

$40K
SBA financing: ≈ $78K–$131K
Est. revenue (rough)

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SUSHI BOAT INC

East Palo Alto, CA· ~35 mi

Limited-Service Restaurants

$25K
SBA financing: ≈ $49K–$82K
Est. revenue (rough)

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GRO ENTERPRISES LLC

Salinas, CA· ~26 mi

Limited-Service Restaurants

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

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LA CASA DEL SAZON INC

Salinas, CA· ~27 mi

Limited-Service Restaurants

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for Reef Dog Deli in Capitola, CA (Limited-Service Restaurants). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $38K
On record FY2021
6 jobs supported
Industry: Limited-Service Restaurants
Location: Capitola, CA
Lender: West Coast Community Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Limited-Service Restaurants businesses in CA for ~$38k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/reef-dog-deli-ca
API:: https://www.capbench.com/api/public/businesses/reef-dog-deli-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Reef Dog Deli.