SBA lending record
RICHARD S GRAY, DDS
112 CURRITUCK COMMERCIAL DR, Moyock, NC 27958 · Offices of Dentists. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$290K
Total SBA financing
1
Loan on record
FY2020
On record
2
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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The loan
$290,000 — FY2020
- Gross approval
- $290,000
- SBA guaranteed
- $145,000 (50%)
- Status
- Cancelled
- Rate at approval
- 4.5% f
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Business purchase
- Approved
- 11/21/2019
- Collateral
- Required
- Jobs supported
- 2
- Business type
- Individual
- Business age
- Change of Ownership
- Industry
- Offices of Dentists
- NAICS code
- 621210
- Address
- 112 CURRITUCK COMMERCIAL DR
- City
- Moyock, 27958
- County
- Currituck
- SBA district office
- NORTH CAROLINA DISTRICT OFFICE
- Congressional district
- 3
The lender
Southern Bank and Trust Company
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding offices of dentists — by location, industry.
Similar businesses
Comparable offices of dentists in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Karen Parvin, DMD, PC
Chesapeake, VA· ~14 mi
Offices of Dentists
- $299K
- SBA financing
- ≈ $587K–$978K
- Est. revenue (rough)
COASTAL SMILE DESIGN
Chesapeake, VA· ~14 mi
Offices of Dentists
- $150K
- SBA financing
- ≈ $294K–$490K
- Est. revenue (rough)
JH Real Estate Holdings, LLC
Williamsburg, VA· ~65 mi
Offices of Dentists
- $298K
- SBA financing
- ≈ $585K–$975K
- Est. revenue (rough)
WHYTE DENTISTRY PLLC
Richmond, VA· ~108 mi
Offices of Dentists
- $300K
- SBA financing
- ≈ $588K–$980K
- Est. revenue (rough)
John M. Romulus, D.D.S., P.A.
Jacksonville, NC· ~138 mi
Offices of Dentists
- $350K
- SBA financing
- ≈ $686K–$1.1M
- Est. revenue (rough)
Ryan R. Boylan, DDS, PC
Chesapeake, VA· ~14 mi
Offices of Dentists
- $4.7M
- SBA financing
- ≈ $9.3M–$15M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for RICHARD S GRAY, DDS in Moyock, NC (Offices of Dentists). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $290K
- On record FY2020
- 2 jobs supported
- Industry: Offices of Dentists
- Location: Moyock, NC
- Lender: Southern Bank and Trust Company
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Offices of Dentists businesses in NC for ~$290k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is RICHARD S GRAY, DDS your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with RICHARD S GRAY, DDS.