SBA lending record

Riley Heating & Air

1019 Knowles Rd, Phenix City, AL 36869 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.0M

Total SBA financing

Loan on record

FY2022

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

Is Riley Heating & Air your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

Claim this listing Remove

The loan

$1,040,000 — FY2022

Gross approval: $1,040,000
SBA guaranteed: $780,000 (75%)
Status: Current
Rate at approval: 6.75% v
Term: 120 mo (10 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/5/2022
First disbursement: 8/5/2022
Days to fund: 31 days
Collateral: Required
Jobs supported: 25
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Plumbing, Heating, and Air-Conditioning Contractors
NAICS code: 238220
Lender: FirstBank
Address: 1019 Knowles Rd
City: Phenix City, 36869
County: Russell
SBA district office: ALABAMA DISTRICT OFFICE
Congressional district: 3

The lender

FirstBank

1 loan to this business

Find SBA lenders for businesses like this

The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.

SBA lenders in Alabama Lenders for plumbing, heating, and air-conditioning contractors Plumbing, Heating, and Air-Conditioning Contractors lenders in Alabama

Similar businesses

Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

THE PLUMBING & ROOTER CO., LLC

Phenix City, AL· ~5 mi

Benjamin Franklin Plumbing

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

View record

CPL Home Services LLC

Columbus, GA· ~4 mi

Aire Serv

$250K
SBA financing: ≈ $490K–$817K
Est. revenue (rough)

View record

ALPHA SN LLC

Lagrange, GA· ~41 mi

Plumbing, Heating, and Air-Conditioning Contractors

$1.3M
SBA financing: ≈ $2.5M–$4.2M
Est. revenue (rough)

View record

Earle's Comfort Plus, Inc.

Columbus, GA· ~4 mi

One Hour Air Conditioning & Heating

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

View record

Veraufi LLC

Auburn, AL· ~31 mi

Plumbing, Heating, and Air-Conditioning Contractors

$2.8M
SBA financing: ≈ $5.5M–$9.1M
Est. revenue (rough)

View record

Top Tech Mechanical Services Inc.

Kennesaw, GA· ~111 mi

Plumbing, Heating, and Air-Conditioning Contractors

$1.0M
SBA financing: ≈ $2.0M–$3.3M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Riley Heating & Air in Phenix City, AL (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $1.0M
On record FY2022
25 jobs supported
Industry: Plumbing, Heating, and Air-Conditioning Contractors
Location: Phenix City, AL
Lender: FirstBank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in AL for ~$1.0M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal Talk to a loan broker Find SBA lenders Compare similar deals

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/riley-heating-air-al
API:: https://www.capbench.com/api/public/businesses/riley-heating-air-al
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Riley Heating & Air your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

Claim this listing

Researching a business like this one?

The numbers above are what a deal of this size and type actually looked like. Tell us what you're buying and we'll point you to the lenders most likely to fund it.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Riley Heating & Air.