SBA lending record

Rov Life LLC

5755 S 4 MILE RD, Bay City, MI 48706 · Automotive Parts and Accessories Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.1M

Total SBA financing

Loans on record

FY2022–23

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

Is Rov Life LLC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

Claim this public record Correct or remove

All 3 loans

$400,000 — FY2023

Loan 1 of 3

Gross approval: $400,000
SBA guaranteed: $200,000 (50%)
Status: Current
Rate at approval: 7.25% f
Term: 72 mo (6 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 10/7/2022
First disbursement: 11/1/2022
Days to fund: 25 days
Collateral: Required
Jobs supported: 7
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Automotive Parts and Accessories Retailers
NAICS code: 441330
Lender: ChoiceOne Bank
Address: 5755 S 4 MILE RD
City: Bay City, 48706
County: Bay
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 5

$300,000 — FY2022

Loan 2 of 3

Gross approval: $300,000
SBA guaranteed: $225,000 (75%)
Status: Current
Rate at approval: 6.5% v
Term: 120 mo (10 yr)
Program: Standard Asset Base Working Capital Line
Subprogram: Standard Asset Based
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/22/2022
First disbursement: 10/3/2022
Days to fund: 11 days
Collateral: Required
Jobs supported: 10
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Automotive Parts and Accessories Stores
NAICS code: 441310
Lender: ChoiceOne Bank
Address: 5755 S 4 MILE RD
City: Bay City, 48706
County: Bay
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 5

$400,000 — FY2022

Loan 3 of 3

Gross approval: $400,000
SBA guaranteed: $200,000 (50%)
Status: Cancelled
Rate at approval: 6.5% f
Term: 72 mo (6 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/22/2022
Collateral: Required
Jobs supported: 10
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Automotive Parts and Accessories Stores
NAICS code: 441310
Lender: ChoiceOne Bank
Address: 5755 S 4 MILE RD
City: Bay City, 48706
County: Bay
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 5

The lender

ChoiceOne Bank

3 loans to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding automotive parts and accessories stores — by location, industry.

SBA lenders in Michigan Lenders for automotive parts and accessories stores Automotive Parts and Accessories Stores lenders in Michigan

Similar businesses

Comparable automotive parts and accessories stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Makers Garage LLC

Madison Heights, MI· ~86 mi

Automotive Parts and Accessories Stores

$574K
SBA financing: ≈ $1.1M–$1.9M
Est. revenue (rough)

View record

Auto Parts AAA Inc

Sterling Heights, MI· ~84 mi

Automotive Parts and Accessories Stores

$680K
SBA financing: ≈ $1.3M–$2.2M
Est. revenue (rough)

View record

KD Customs LLC

Iron Ridge, WI· ~230 mi

Automotive Parts and Accessories Stores

$1.5M
SBA financing: ≈ $2.9M–$4.9M
Est. revenue (rough)

View record

M2 Property Holdings, LLC

Waterford, MI· ~69 mi

Napa AutoCare Program Membership Agreement

$484K
SBA financing: ≈ $949K–$1.6M
Est. revenue (rough)

View record

RCB ENTERPRISES CO., LLC

Flint, MI· ~44 mi

Automotive Parts and Accessories Stores

$255K
SBA financing: ≈ $500K–$833K
Est. revenue (rough)

View record

Yahala Trading Company, LLC

Inkster, MI· ~96 mi

Automotive Parts and Accessories Stores

$500K
SBA financing: ≈ $980K–$1.6M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Rov Life LLC in Bay City, MI (Automotive Parts and Accessories Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $1.1M
On record FY2022–23
27 jobs supported
Industry: Automotive Parts and Accessories Stores
Location: Bay City, MI
Lender: ChoiceOne Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Automotive Parts and Accessories Stores businesses in MI for ~$367k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

Pre-qualify this deal Talk to a loan broker Find SBA lenders Compare similar deals

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/rov-life-llc-mi
API:: https://www.capbench.com/api/public/businesses/rov-life-llc-mi
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Rov Life LLC your business?

This page was built from public lending data. Claim it free to correct the details, tell your story, and control how your business shows up — or ask us to take it down.

Claim this listing

Researching a business like this one?

The numbers above are what a deal of this size and type actually looked like. Tell us what you're buying and we'll point you to the lenders most likely to fund it.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

Use this deal in ChatGPT

Ask ChatGPT to analyze this business with Capbench's SBA loan records, lender-fit data, and buyer prequalification tools.

ChatGPT will ask you to connect Capbench if you have not already approved it.

Open in ChatGPT

CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Rov Life LLC.