SBA lending record
Royal Spirits & Wine Inc.
3030 ROCHESTER RD, Royal Oak, MI 48073 · Beer, Wine, and Liquor Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$691K
Total SBA financing
1
Loan on record
FY2022
On record
5
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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The loan
$691,000 — FY2022
- Gross approval
- $691,000
- SBA guaranteed
- $518,250 (75%)
- Status
- Current
- Rate at approval
- 8.25% v
- Term
- 300 mo (25 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/6/2022
- First disbursement
- 10/3/2022
- Days to fund
- 27 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 5
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Beer, Wine, and Liquor Retailers
- NAICS code
- 445320
- Address
- 3030 ROCHESTER RD
- City
- Royal Oak, 48073
- County
- Oakland
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 9
The lender
First Internet Bank of Indiana
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding beer, wine, and liquor retailers — by location, industry.
Similar businesses
Comparable beer, wine, and liquor retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Liquor Supply
Royal Oak, MI· ~3 mi
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- $815K
- SBA financing
- ≈ $1.6M–$2.7M
- Est. revenue (rough)
Royal Oak Retail, LLC
Royal Oak, MI· ~2 mi
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- $634K
- SBA financing
- ≈ $1.2M–$2.1M
- Est. revenue (rough)
PK Amoris Investment Inc
Madison Heights, MI· ~3 mi
Beer, Wine, and Liquor Retailers
- $500K
- SBA financing
- ≈ $980K–$1.6M
- Est. revenue (rough)
SM Liquors LLC
Detroit, MI· ~11 mi
Beer, Wine, and Liquor Retailers
- $675K
- SBA financing
- ≈ $1.3M–$2.2M
- Est. revenue (rough)
7 Mile Crown 7, Inc
Detroit, MI· ~7 mi
Beer, Wine, and Liquor Retailers
- $772K
- SBA financing
- ≈ $1.5M–$2.5M
- Est. revenue (rough)
K & A Party Store, Inc.
Southfield, MI· ~4 mi
Beer, Wine, and Liquor Retailers
- $573K
- SBA financing
- ≈ $1.1M–$1.9M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Royal Spirits & Wine Inc. in Royal Oak, MI (Beer, Wine, and Liquor Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $691K
- On record FY2022
- 5 jobs supported
- Industry: Beer, Wine, and Liquor Retailers
- Location: Royal Oak, MI
- Lender: First Internet Bank of Indiana
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Beer, Wine, and Liquor Retailers businesses in MI for ~$691k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is Royal Spirits & Wine Inc. your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Royal Spirits & Wine Inc..