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SBA lending record

S & I OIL PLUS

23733 WOODWARD AVE, Pleasant Ridge, MI 48069 · Automotive Oil Change and Lubrication Shops. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.5M

Total SBA financing

1

Loan on record

FY2023

On record

6

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$1,528,000 — FY2023

Gross approval: $1,528,000
SBA guaranteed: $1,146,000 (75%)
Status: Paid in full
Rate at approval: 8.25% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/1/2022
First disbursement: 12/1/2022
Days to fund: 30 days
Paid in full: 11/30/2023
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 6
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Automotive Oil Change and Lubrication Shops
NAICS code: 811191
Lender: First Internet Bank of Indiana
Address: 23733 WOODWARD AVE
City: Pleasant Ridge, 48069
County: Oakland
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 9

The lender

First Internet Bank of Indiana

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding automotive oil change and lubrication shops — by location, industry.

SBA lenders in Michigan Lenders for automotive oil change and lubrication shops Automotive Oil Change and Lubrication Shops lenders in Michigan

Similar businesses

Comparable automotive oil change and lubrication shops in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

A&A-Oil & Wash, Operations, Inc

Westland, MI· ~17 mi

Automotive Oil Change and Lubrication Shops

$2.0M
SBA financing: ≈ $3.9M–$6.6M
Est. revenue (rough)

LIVONIA LUBE EXPRESS LLC

Taylor, MI· ~18 mi

Automotive Oil Change and Lubrication Shops

$1.0M
SBA financing: ≈ $2.0M–$3.3M
Est. revenue (rough)

BIG ABES QUICK LUBE LLC

Dearborn, MI· ~10 mi

Automotive Oil Change and Lubrication Shops

$125K
SBA financing: ≈ $245K–$408K
Est. revenue (rough)

one stop oil change inc

Roseville, MI· ~11 mi

Automotive Oil Change and Lubrication Shops

$158K
SBA financing: ≈ $310K–$516K
Est. revenue (rough)

Fraser Town Quick Lube LLC

Fraser, MI· ~11 mi

Automotive Oil Change and Lubrication Shops

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

ONE STOP QUICK LUBE - LIVONIA 2 INC

Garden City, MI· ~15 mi

Automotive Oil Change and Lubrication Shops

$50K
SBA financing: ≈ $98K–$163K
Est. revenue (rough)

Agent summary

This page summarizes the public SBA 7(a) lending record for S & I OIL PLUS in Pleasant Ridge, MI (Automotive Oil Change and Lubrication Shops). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $1.5M
On record FY2023
6 jobs supported
Industry: Automotive Oil Change and Lubrication Shops
Location: Pleasant Ridge, MI
Lender: First Internet Bank of Indiana

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Automotive Oil Change and Lubrication Shops businesses in MI for ~$1.5M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/s-i-oil-plus-mi
API:: https://www.capbench.com/api/public/businesses/s-i-oil-plus-mi
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with S & I OIL PLUS.

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