SBA lending record

Sensible Heating and Cooling

2895 OXFORD AVE, Englewood, CO 80110 · Plumbing, Heating, and Air-Conditioning Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$150K

Total SBA financing

Loan on record

FY2025

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$150,000 — FY2025

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 12.25% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 6/20/2025
First disbursement: 7/10/2025
Days to fund: 20 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 2
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Plumbing, Heating, and Air-Conditioning Contractors
NAICS code: 238220
Lender: BayFirst National Bank
Address: 2895 OXFORD AVE
City: Englewood, 80110
County: Arapahoe
SBA district office: COLORADO DISTRICT OFFICE
Congressional district: 1

The lender

BayFirst National Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding plumbing, heating, and air-conditioning contractors — by location, industry.

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Similar businesses

Comparable plumbing, heating, and air-conditioning contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Mount Mechanical, Inc.

Denver, CO· ~3 mi

Plumbing, Heating, and Air-Conditioning Contractors

$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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WESTECH MECHANICAL INC

Englewood, CO· ~1 mi

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$200K
SBA financing: ≈ $392K–$654K
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Sun Plumbing & Heating, LLC

Wheat Ridge, CO· ~10 mi

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$150K
SBA financing: ≈ $294K–$490K
Est. revenue (rough)

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Reliable Plumbing & Air Limited Liability Company

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1-800-PLUMBER

$150K
SBA financing: ≈ $294K–$490K
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PREMIER BUILDING SERVICES LLC

Englewood, CO· ~1 mi

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$241K
SBA financing: ≈ $473K–$788K
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Haven Energy Solutions LLC dba Aire Serv of South Denver

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$275K
SBA financing: ≈ $539K–$899K
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Agent summary

This page summarizes the public SBA 7(a) lending record for Sensible Heating and Cooling in Englewood, CO (Plumbing, Heating, and Air-Conditioning Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $150K
On record FY2025
2 jobs supported
Industry: Plumbing, Heating, and Air-Conditioning Contractors
Location: Englewood, CO
Lender: BayFirst National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Plumbing, Heating, and Air-Conditioning Contractors businesses in CO for ~$150k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/sensible-heating-and-cooling-co
API:: https://www.capbench.com/api/public/businesses/sensible-heating-and-cooling-co
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Sensible Heating and Cooling.