SBA lending record

Silvia M.Garay

716 Yarmouth Road, Unit 103, Palos Verdes Estates, CA 90274 · Pet and Pet Supplies Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$140K

Total SBA financing

Loan on record

FY2020

On record

—

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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The loan

$140,000 — FY2020

Gross approval: $140,000
SBA guaranteed: $119,000 (85%)
Status: Charged off (failed)
Rate at approval: 7.5% v
Term: 80 mo (7 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 11/20/2019
First disbursement: 2/29/2020
Days to fund: 101 days
Charged off: 4/26/2023
Charge-off amount: $121,705
Collateral: Required
Business type: Individual
Business age: Unanswered
Industry: Pet and Pet Supplies Stores
NAICS code: 453910
Lender: Kinecta FCU
Address: 716 Yarmouth Road, Unit 103
City: Palos Verdes Estates, 90274
County: Los Angeles
SBA district office: LOS ANGELES DISTRICT OFFICE
Congressional district: 33

The lender

Kinecta FCU

1 loan to this business

Find SBA lenders for businesses like this

The banks most active funding pet and pet supplies stores — by location, industry.

SBA lenders in California Lenders for pet and pet supplies stores Pet and Pet Supplies Stores lenders in California

Similar businesses

Comparable pet and pet supplies stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

LITTO HOWLER LLC

Monterey Park, CA· ~25 mi

Pet and Pet Supplies Stores

$142K
SBA financing: ≈ $278K–$464K
Est. revenue (rough)

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GLOBAL PET SHOP INC

Los Angeles, CA· ~16 mi

Pet and Pet Supplies Stores

$210K
SBA financing: ≈ $412K–$686K
Est. revenue (rough)

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Pungent Soul LLC

Huntington Beach, CA· ~22 mi

Pet and Pet Supplies Stores

$125K
SBA financing: ≈ $245K–$408K
Est. revenue (rough)

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PetRx LLC

Westlake Village, CA· ~37 mi

Pet and Pet Supplies Stores

$230K
SBA financing: ≈ $450K–$750K
Est. revenue (rough)

View record

CHASING MONKEY, INC

Los Angeles, CA· ~15 mi

Pet and Pet Supplies Stores

$430K
SBA financing: ≈ $843K–$1.4M
Est. revenue (rough)

View record

LA'AU INC.

Thousand Oaks, CA· ~40 mi

Pet and Pet Supplies Stores

$298K
SBA financing: ≈ $584K–$974K
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for Silvia M.Garay in Palos Verdes Estates, CA (Pet and Pet Supplies Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $140K
On record FY2020
Industry: Pet and Pet Supplies Stores
Location: Palos Verdes Estates, CA
Lender: Kinecta FCU

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Pet and Pet Supplies Stores businesses in CA for ~$140k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/silvia-m-garay-ca
API:: https://www.capbench.com/api/public/businesses/silvia-m-garay-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Silvia M.Garay.