SBA lending record
Spoon Incorporated
81 SPRING ST, Williamstown, MA · Snack and Nonalcoholic Beverage Bars. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$60K
Total SBA financing
2
Loans on record
FY2020
On record
10
Jobs supported
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All 2 loans
$50,000 — FY2020
Loan 1 of 2- Gross approval
- $50,000
- SBA guaranteed
- $25,000 (50%)
- Status
- Paid in full
- Rate at approval
- 4.75% f
- Term
- 84 mo (7 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/13/2020
- First disbursement
- 6/30/2020
- Days to fund
- 109 days
- Paid in full
- 4/30/2025
- Collateral
- None
- Jobs supported
- 5
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
- NAICS code
- 722515
- Lender
- Adams Community Bank
- Address
- 81 SPRING ST
- City
- Williamstown
- County
- Berkshire
- SBA district office
- SPRINGFIELD BRANCH OFFICE
- Congressional district
- 1
$10,000 — FY2020
Loan 2 of 2- Gross approval
- $10,000
- SBA guaranteed
- $5,000 (50%)
- Status
- Paid in full
- Rate at approval
- 5.75% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/13/2020
- First disbursement
- 2/28/2021
- Days to fund
- 352 days
- Paid in full
- 4/30/2025
- Collateral
- None
- Jobs supported
- 5
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
- NAICS code
- 722515
- Lender
- Adams Community Bank
- Address
- 81 SPRING ST
- City
- Williamstown
- County
- Berkshire
- SBA district office
- SPRINGFIELD BRANCH OFFICE
- Congressional district
- 1
The lender
Adams Community Bank
2 loans to this businessFind SBA lenders for businesses like this
The banks most active funding snack and nonalcoholic beverage bars — by location, industry.
Similar businesses
Comparable snack and nonalcoholic beverage bars in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
ILSE GB LLC
Great Barrington, MA· ~36 mi
Snack and Nonalcoholic Beverage Bars
- $54K
- SBA financing
- ≈ $105K–$175K
- Est. revenue (rough)
AF CAFE INC
Lawrence, MA
Snack and Nonalcoholic Beverage Bars
- $50K
- SBA financing
- ≈ $98K–$163K
- Est. revenue (rough)
The Sugar Chalet, LLC
Wilbraham, MA· ~57 mi
Snack and Nonalcoholic Beverage Bars
- $74K
- SBA financing
- ≈ $145K–$242K
- Est. revenue (rough)
Optimal Holdings LLC
Great Barrington, MA· ~37 mi
Snack and Nonalcoholic Beverage Bars
- $25K
- SBA financing
- ≈ $49K–$82K
- Est. revenue (rough)
Brew North Cafe LLC
Lynn, MA· ~115 mi
Snack and Nonalcoholic Beverage Bars
- $65K
- SBA financing
- ≈ $127K–$212K
- Est. revenue (rough)
Antoine's Pastry Shoppe, Inc.
Newton, MA· ~105 mi
Snack and Nonalcoholic Beverage Bars
- $60K
- SBA financing
- ≈ $118K–$196K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Spoon Incorporated in Williamstown, MA (Snack and Nonalcoholic Beverage Bars). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $60K
- On record FY2020
- 10 jobs supported
- Industry: Snack and Nonalcoholic Beverage Bars
- Location: Williamstown, MA
- Lender: Adams Community Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Snack and Nonalcoholic Beverage Bars businesses in MA for ~$30k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Spoon Incorporated.