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SBA lending record

Spray Car Wash

2658 JAMACHA RD, El Cajon, CA 92019 · Car Washes. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$996K

Total SBA financing

1

Loan on record

FY2025

On record

14

Jobs supported

business — business location is the ZIP-area centroid from the public record

Is Spray Car Wash your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

The loan

$996,100 — FY2025

Gross approval
$996,100
SBA guaranteed
$747,075 (75%)
Status
Cancelled
Rate at approval
9.75% v
Term
120 mo (10 yr)
Program
Preferred Lenders Program
Subprogram
Guaranty
Loan type
Term loan
Purpose
Other / working capital
Approved
12/16/2024
Collateral
Required
Jobs supported
14
Business type
Corporation
Business age
Startup, Loan Funds will Open Business
Industry
Car Washes
NAICS code
811192
Address
2658 JAMACHA RD
City
El Cajon, 92019
County
San Diego
SBA district office
SAN DIEGO DISTRICT OFFICE
Congressional district
50

The lender

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The banks most active funding car washes — by location, industry.

Similar businesses

Comparable car washes in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Agent summary

This page summarizes the public SBA 7(a) lending record for Spray Car Wash in El Cajon, CA (Car Washes). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

  • 1 SBA 7(a) loan totaling $996K
  • On record FY2025
  • 14 jobs supported
  • Industry: Car Washes
  • Location: El Cajon, CA
  • Lender: Mission Valley Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Car Washes businesses in CA for ~$996k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Spray Car Wash your business?

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Spray Car Wash.

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