SBA lending record
STEINACKER - VERMILION, INC.
4781 LIBERTY AVENUE, Vermilion, OH 44089 · Hardware Retailers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$200K
Total SBA financing
2
Loans on record
FY2023–24
On record
3
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$150,000 — FY2024
Loan 1 of 2- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 13.25% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 5/23/2024
- First disbursement
- 6/4/2024
- Days to fund
- 12 days
- Collateral
- None
- Sold on secondary market
- Yes
- Jobs supported
- 3
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
- NAICS code
- 444140
- Lender
- BayFirst National Bank
- Address
- 4781 LIBERTY AVE
- City
- Vermilion, 44089
- County
- Erie
- SBA district office
- CLEVELAND DISTRICT OFFICE
- Congressional district
- 4
$50,000 — FY2023
Loan 2 of 2- Gross approval
- $50,000
- SBA guaranteed
- $25,000 (50%)
- Status
- Current
- Rate at approval
- 10.25% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 6/23/2023
- First disbursement
- 6/27/2023
- Days to fund
- 4 days
- Collateral
- None
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Hardware Retailers
- NAICS code
- 444140
- Address
- 4781 LIBERTY AVENUE
- City
- Vermilion, 44089
- County
- Erie
- SBA district office
- CLEVELAND DISTRICT OFFICE
- Congressional district
- 4
The lenders
The Huntington National Bank
1 loan to this businessFull SBA lending record + branches on the lender page →BayFirst National Bank
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding hardware retailers — by location, industry.
Similar businesses
Comparable hardware retailers in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Steinacker True Value Hardware
Vermilion, OH· ~0 mi
Hardware Retailers
- $50K
- SBA financing
- ≈ $98K–$163K
- Est. revenue (rough)
C J Industrial Supply, Inc
Cleveland, OH· ~41 mi
Hardware Retailers
- $250K
- SBA financing
- ≈ $490K–$817K
- Est. revenue (rough)
BIERLY-LITMAN LOCK AND DOOR CONTROLS, INC.
Canton, OH· ~66 mi
Hardware Retailers
- $200K
- SBA financing
- ≈ $392K–$654K
- Est. revenue (rough)
J & M HARDWARE INCORPORATED
Commerce Township, MI· ~98 mi
Ace Hardware
- $150K
- SBA financing
- ≈ $294K–$490K
- Est. revenue (rough)
Jacob L. Gunn-Jackson
Bellevue, MI· ~154 mi
Hardware Retailers
- $223K
- SBA financing
- ≈ $437K–$729K
- Est. revenue (rough)
C9 Tools, LLC
Cadiz, OH· ~106 mi
Hardware Retailers
- $121K
- SBA financing
- ≈ $237K–$395K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for STEINACKER - VERMILION, INC. in Vermilion, OH (Hardware Retailers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $200K
- On record FY2023–24
- 3 jobs supported
- Industry: Hardware Retailers
- Location: Vermilion, OH
- Lenders: The Huntington National Bank, BayFirst National Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Hardware Retailers businesses in OH for ~$100k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with STEINACKER - VERMILION, INC..