SBA lending record

SYV Doughnut Co.

PO Box 1799, Santa Ynez, CA 93460 · Retail Bakeries. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.6M

Total SBA financing

Loans on record

FY2024–25

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$592,400 — FY2025

Loan 1 of 2

Gross approval: $592,400
SBA guaranteed: $444,300 (75%)
Status: Current
Rate at approval: 9.75% v
Term: 132 mo (11 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/29/2025
First disbursement: 2/7/2025
Days to fund: 9 days
Collateral: Required
Jobs supported: 10
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Retail Bakeries
NAICS code: 311811
Lender: Celtic Bank Corporation
Address: PO Box 1799
City: Santa Ynez, 93460
County: Santa Barbara
SBA district office: LOS ANGELES DISTRICT OFFICE
Congressional district: 24

$965,900 — FY2024

Loan 2 of 2

Gross approval: $965,900
SBA guaranteed: $724,425 (75%)
Status: Current
Rate at approval: 10.75% v
Term: 132 mo (11 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/2/2024
First disbursement: 8/9/2024
Days to fund: 7 days
Collateral: Required
Jobs supported: 20
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Retail Bakeries
NAICS code: 311811
Lender: Celtic Bank Corporation
Address: PO Box 1799
City: Santa Ynez, 93460
County: Santa Barbara
SBA district office: LOS ANGELES DISTRICT OFFICE
Congressional district: 24

The lender

Celtic Bank Corporation

2 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding retail bakeries — by location, industry.

SBA lenders in California Lenders for retail bakeries Retail Bakeries lenders in California

Similar businesses

Comparable retail bakeries in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

La Bella Rosa Bakery Cafe

Santa Barbara, CA· ~23 mi

Retail Bakeries

$1.5M
SBA financing: ≈ $3.0M–$5.0M
Est. revenue (rough)

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BREAD BIKE LLC

San Luis Obispo, CA· ~57 mi

Retail Bakeries

$900K
SBA financing: ≈ $1.8M–$2.9M
Est. revenue (rough)

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Shirini Group Inc

Pasadena, CA· ~112 mi

Paris Baguette

$1.6M
SBA financing: ≈ $3.2M–$5.4M
Est. revenue (rough)

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Pasteleria Luceros

Los Angeles, CA· ~112 mi

Retail Bakeries

$1.2M
SBA financing: ≈ $2.4M–$3.9M
Est. revenue (rough)

View record

Just Do Bakery, Inc.

Woodland Hills, CA· ~87 mi

Paris Baguette

$1.0M
SBA financing: ≈ $2.0M–$3.4M
Est. revenue (rough)

View record

West Coast Sweet Bites LLC

Long Beach, CA· ~120 mi

Paris Baguette

$1.1M
SBA financing: ≈ $2.2M–$3.7M
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for SYV Doughnut Co. in Santa Ynez, CA (Retail Bakeries). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $1.6M
On record FY2024–25
30 jobs supported
Industry: Retail Bakeries
Location: Santa Ynez, CA
Lender: Celtic Bank Corporation

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Retail Bakeries businesses in CA for ~$779k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/syv-doughnut-co-ca
API:: https://www.capbench.com/api/public/businesses/syv-doughnut-co-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with SYV Doughnut Co..