SBA lending record

The Car Spa, LLC

1832 King Ave, Billings, MT 59102 · Car Washes. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$9.9M

Total SBA financing

Loans on record

FY2020–22

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 2 loans

$5,000,000 — FY2022

Loan 1 of 2

Gross approval: $5,000,000
SBA guaranteed: $3,750,000 (75%)
Status: Paid in full
Rate at approval: 6% v
Term: 312 mo (26 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/10/2022
First disbursement: 3/14/2022
Days to fund: 4 days
Paid in full: 8/31/2022
Collateral: Required
Jobs supported: 24
Business type: Corporation
Business age: Startup, Loan Funds will Open Business
Industry: Car Washes
NAICS code: 811192
Lender: Stearns Bank National Association
Address: 90 24TH ST W
City: Billings, 59102
County: Yellowstone
SBA district office: MONTANA DISTRICT OFFICE
Congressional district: 0

$4,875,000 — FY2020

Loan 2 of 2

Gross approval: $4,875,000
SBA guaranteed: $3,656,250 (75%)
Status: Paid in full
Rate at approval: 7.5% v
Term: 300 mo (25 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/4/2020
First disbursement: 2/29/2020
Days to fund: 25 days
Paid in full: 2/28/2022
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 7
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Car Washes
NAICS code: 811192
Lender: Fountainhead SBF LLC
Address: 1832 King Ave
City: Billings, 59102
County: Yellowstone
SBA district office: MONTANA DISTRICT OFFICE
Congressional district: 0

The lenders

Fountainhead SBF LLC

1 loan to this business

Stearns Bank National Association

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding car washes — by location, industry.

SBA lenders in Montana Lenders for car washes Car Washes lenders in Montana

Similar businesses

Comparable car washes in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

SWILCAN CAR WASH MT, L.L.C.

Billings, MT· ~1 mi

Car Washes

$995K
SBA financing: ≈ $2.0M–$3.3M
Est. revenue (rough)

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MOBILE DETAIL LLC

Billings, MT· ~4 mi

Car Washes

$26K
SBA financing: ≈ $50K–$83K
Est. revenue (rough)

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MOBILE DETAIL

Billings, MT· ~4 mi

Car Washes

$12K
SBA financing: ≈ $23K–$39K
Est. revenue (rough)

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Dirty Birdy, LLC

Hayden, ID· ~413 mi

Car Washes

$5.0M
SBA financing: ≈ $9.8M–$16M
Est. revenue (rough)

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Automatic Car Wash, Inc

Absarokee, MT· ~49 mi

Car Washes

$416K
SBA financing: ≈ $816K–$1.4M
Est. revenue (rough)

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44TH AVE PARTNERS LLC

Mountlake Terrace, WA· ~664 mi

Car Washes

$5.0M
SBA financing: ≈ $9.8M–$16M
Est. revenue (rough)

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Agent summary

This page summarizes the public SBA 7(a) lending record for The Car Spa, LLC in Billings, MT (Car Washes). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

2 SBA 7(a) loans totaling $9.9M
On record FY2020–22
31 jobs supported
Industry: Car Washes
Location: Billings, MT
Lenders: Fountainhead SBF LLC, Stearns Bank National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Car Washes businesses in MT for ~$4.9M deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/the-car-spa-llc-mt
API:: https://www.capbench.com/api/public/businesses/the-car-spa-llc-mt
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with The Car Spa, LLC.