SBA lending record

The Cottage Pros, LLC

939 Beulah Highway, Beulah, MI 49617 · Other Services to Buildings and Dwellings. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$1.1M

Total SBA financing

Loans on record

FY2020–24

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 4 loans

$500,000 — FY2024

Loan 1 of 4

Gross approval: $500,000
SBA guaranteed: $375,000 (75%)
Status: Current
Rate at approval: 11.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/2/2024
First disbursement: 8/6/2024
Days to fund: 4 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 56
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Landscaping Services
NAICS code: 561730
Lender: Lendistry SBLC, LLC
Address: 7689 INGLESTON DR
City: Beulah, 49617
County: Benzie
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 1

$150,000 — FY2023

Loan 2 of 4

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 10.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/27/2022
First disbursement: 12/28/2022
Days to fund: 1 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 5
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Landscaping Services
NAICS code: 561730
Lender: BayFirst National Bank
Address: 939 BEULAH HWY
City: Beulah, 49617
County: Benzie
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 1

$150,000 — FY2023

Loan 3 of 4

Gross approval: $150,000
SBA guaranteed: $127,500 (85%)
Status: Current
Rate at approval: 11.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/10/2023
First disbursement: 5/12/2023
Days to fund: 2 days
Collateral: Required
Sold on secondary market: Yes
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Landscaping Services
NAICS code: 561730
Lender: BayFirst National Bank
Address: 939 BEULAH HWY
City: Beulah, 49617
County: Benzie
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 1

$350,000 — FY2020

Loan 4 of 4

Gross approval: $350,000
SBA guaranteed: $262,500 (75%)
Status: Current
Rate at approval: 7.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 3/24/2020
First disbursement: 3/31/2020
Days to fund: 7 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 5
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Other Services to Buildings and Dwellings
NAICS code: 561790
Lender: First Internet Bank of Indiana
Address: 939 Beulah Highway
City: Beulah, 49617
County: Benzie
SBA district office: MICHIGAN DISTRICT OFFICE
Congressional district: 1

The lenders

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Agent summary

This page summarizes the public SBA 7(a) lending record for The Cottage Pros, LLC in Beulah, MI (Other Services to Buildings and Dwellings). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

4 SBA 7(a) loans totaling $1.1M
On record FY2020–24
66 jobs supported
Industry: Other Services to Buildings and Dwellings
Location: Beulah, MI
Lenders: BayFirst National Bank, First Internet Bank of Indiana, Lendistry SBLC, LLC

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Other Services to Buildings and Dwellings businesses in MI for ~$288k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/the-cottage-pros-llc-mi
API:: https://www.capbench.com/api/public/businesses/the-cottage-pros-llc-mi
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with The Cottage Pros, LLC.

The Cottage Pros, LLC

All 4 loans

$500,000 — FY2024

$150,000 — FY2023

$150,000 — FY2023

$350,000 — FY2020

The lenders

BayFirst National Bank

First Internet Bank of Indiana

Lendistry SBLC, LLC

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Similar businesses

Agent summary