SBA lending record
Thomas Cummings dba Appliances Direct
3495 S. MARKET ST, Redding, CA 96001 · Household Appliances, Electric Housewares, and Consumer Elec. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$213K
Total SBA financing
1
Loan on record
FY2024
On record
3
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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The loan
$212,500 — FY2024
- Gross approval
- $212,500
- SBA guaranteed
- $159,375 (75%)
- Status
- Current
- Rate at approval
- 9.5% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/30/2024
- First disbursement
- 10/1/2024
- Days to fund
- 1 days
- Collateral
- Required
- Jobs supported
- 3
- Business type
- Individual
- Business age
- New Business or 2 years or less
- Industry
- Household Appliances, Electric Housewares, and Consumer Elec
- NAICS code
- 423620
- Lender
- Plumas Bank
- Address
- 3495 S. MARKET ST
- City
- Redding, 96001
- County
- Shasta
- SBA district office
- SACRAMENTO DISTRICT OFFICE
- Congressional district
- 1
The lender
Find SBA lenders for businesses like this
The banks most active funding household appliances, electric housewares, and consumer elec — by location, industry.
Similar businesses
Comparable household appliances, electric housewares, and consumer elec in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
SparkImage LLC
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- $150K
- SBA financing
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- Est. revenue (rough)
ZTAC Holdings LLC
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- $178K
- SBA financing
- ≈ $349K–$582K
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Eco Appliance Recycling
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Household Appliances, Electric Housewares, and Consumer Elec
- $100K
- SBA financing
- ≈ $196K–$327K
- Est. revenue (rough)
Anisha Wireless NY INC
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Household Appliances, Electric Housewares, and Consumer Elec
- $265K
- SBA financing
- ≈ $520K–$866K
- Est. revenue (rough)
K MALL GROUP INC
Flushing, NY· ~2513 mi
Household Appliances, Electric Housewares, and Consumer Elec
- $180K
- SBA financing
- ≈ $353K–$588K
- Est. revenue (rough)
Stolz Stove Sales, LLC
Bloomsburg, PA· ~2376 mi
Household Appliances, Electric Housewares, and Consumer Elec
- $275K
- SBA financing
- ≈ $539K–$899K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for Thomas Cummings dba Appliances Direct in Redding, CA (Household Appliances, Electric Housewares, and Consumer Elec). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 1 SBA 7(a) loan totaling $213K
- On record FY2024
- 3 jobs supported
- Industry: Household Appliances, Electric Housewares, and Consumer Elec
- Location: Redding, CA
- Lender: Plumas Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Household Appliances, Electric Housewares, and Consumer Elec businesses in CA for ~$213k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Is Thomas Cummings dba Appliances Direct your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Thomas Cummings dba Appliances Direct.