SBA lending record

Top Hat Tech Inc

1140 N Broadway St, Spring Valley, MN 55975 · General Automotive Repair. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$312K

Total SBA financing

Loans on record

FY2021–25

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 5 loans

$30,000 — FY2025

Loan 1 of 5

Gross approval: $30,000
SBA guaranteed: $15,000 (50%)
Status: Paid in full
Rate at approval: 9% v
Term: 120 mo (10 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/28/2025
First disbursement: 6/3/2025
Days to fund: 6 days
Paid in full: 9/30/2025
Collateral: Required
Jobs supported: 5
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: General Automotive Repair
NAICS code: 811111
Lender: First National Bank
Address: 1140 N BROADWAY ST
City: Spring Valley, 55975
County: Fillmore
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 1

$26,000 — FY2023

Loan 2 of 5

Gross approval: $26,000
SBA guaranteed: $13,000 (50%)
Status: Current
Rate at approval: 8.75% f
Term: 84 mo (7 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 1/29/2023
First disbursement: 1/31/2023
Days to fund: 2 days
Collateral: Required
Jobs supported: 4
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Automotive Body, Paint, and Interior Repair and Maintenance
NAICS code: 811121
Lender: First National Bank
Address: 1140 NORTH BROADWAY ST
City: Spring Valley, 55975
County: Fillmore
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 1

$30,000 — FY2023

Loan 3 of 5

Gross approval: $30,000
SBA guaranteed: $15,000 (50%)
Status: Paid in full
Rate at approval: 9.75% v
Term: 12 mo (1 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/23/2023
First disbursement: 3/1/2023
Days to fund: 6 days
Paid in full: 2/28/2026
Collateral: Required
Jobs supported: 4
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Automotive Body, Paint, and Interior Repair and Maintenance
NAICS code: 811121
Lender: First National Bank
Address: 1140 NORTH BROADWAY ST
City: Spring Valley, 55975
County: Fillmore
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 1

$70,000 — FY2022

Loan 4 of 5

Gross approval: $70,000
SBA guaranteed: $59,500 (85%)
Status: Current
Rate at approval: 6% f
Term: 240 mo (20 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 5/16/2022
First disbursement: 6/15/2022
Days to fund: 30 days
Collateral: Required
Jobs supported: 4
Business type: Corporation
Business age: New Business or 2 years or less
Industry: General Automotive Repair
NAICS code: 811111
Lender: First National Bank
Address: 1140 N Broadway St
City: Spring Valley, 55975
County: Fillmore
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 1

$155,500 — FY2021

Loan 5 of 5

Gross approval: $155,500
SBA guaranteed: $139,950 (90%)
Status: Current
Rate at approval: 6% v
Term: 120 mo (10 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 2/9/2021
First disbursement: 3/10/2021
Days to fund: 29 days
Collateral: Required
Jobs supported: 4
Business type: Corporation
Business age: Change of Ownership
Industry: General Automotive Repair
NAICS code: 811111
Lender: First National Bank
Address: 1140 N Broadway St
City: Spring Valley, 55975
County: Fillmore
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 1

The lender

First National Bank

5 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding general automotive repair — by location, industry.

SBA lenders in Minnesota Lenders for general automotive repair General Automotive Repair lenders in Minnesota

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Agent summary

This page summarizes the public SBA 7(a) lending record for Top Hat Tech Inc in Spring Valley, MN (General Automotive Repair). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

5 SBA 7(a) loans totaling $312K
On record FY2021–25
21 jobs supported
Industry: General Automotive Repair
Location: Spring Valley, MN
Lender: First National Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Automotive Repair businesses in MN for ~$62k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/top-hat-tech-inc-mn
API:: https://www.capbench.com/api/public/businesses/top-hat-tech-inc-mn
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is Top Hat Tech Inc your business?

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Top Hat Tech Inc.