SBA lending record

TRU-Ryde Transit, LLC

254 LANCASTER AVE, West Springfield, MA · Special Needs Transportation. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$309K

Total SBA financing

Loans on record

FY2022–25

On record

Jobs supported

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All 4 loans

$38,500 — FY2025

Loan 1 of 4

Gross approval: $38,500
SBA guaranteed: $28,875 (75%)
Status: Current
Rate at approval: 7.5% f
Term: 60 mo (5 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/19/2024
First disbursement: 12/26/2024
Days to fund: 7 days
Collateral: Required
Jobs supported: 10
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Special Needs Transportation
NAICS code: 485991
Lender: Rockland Trust Company
Address: 45 MAIN ST
City: Boylston
County: Worcester
SBA district office: MASSACHUSETTS DISTRICT OFFICE
Congressional district: 2

$38,500 — FY2025

Loan 2 of 4

Gross approval: $38,500
SBA guaranteed: $28,875 (75%)
Status: Current
Rate at approval: 7.5% f
Term: 60 mo (5 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/19/2024
First disbursement: 12/26/2024
Days to fund: 7 days
Collateral: Required
Jobs supported: 10
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Special Needs Transportation
NAICS code: 485991
Lender: Rockland Trust Company
Address: 45 MAIN ST
City: Boylston
County: Worcester
SBA district office: MASSACHUSETTS DISTRICT OFFICE
Congressional district: 2

$20,000 — FY2022

Loan 3 of 4

Gross approval: $20,000
SBA guaranteed: $10,000 (50%)
Status: Paid in full
Rate at approval: 6.5% v
Term: 84 mo (7 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 6/10/2022
First disbursement: 7/11/2022
Days to fund: 31 days
Paid in full: 10/31/2024
Collateral: None
Jobs supported: 14
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Special Needs Transportation
NAICS code: 485991
Lender: Workers FCU
Address: 254 LANCASTER AVE
City: West Springfield
County: Hampden
SBA district office: SPRINGFIELD BRANCH OFFICE
Congressional district: 1

$211,600 — FY2022

Loan 4 of 4

Gross approval: $211,600
SBA guaranteed: $158,700 (75%)
Status: Paid in full
Rate at approval: 6.5% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 6/10/2022
First disbursement: 9/2/2022
Days to fund: 84 days
Paid in full: 8/31/2025
Collateral: None
Jobs supported: 14
Business type: Corporation
Business age: New Business or 2 years or less
Industry: Special Needs Transportation
NAICS code: 485991
Lender: Workers FCU
Address: 254 LANCASTER AVE
City: West Springfield
County: Hampden
SBA district office: SPRINGFIELD BRANCH OFFICE
Congressional district: 1

The lenders

Rockland Trust Company

2 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding special needs transportation — by location, industry.

SBA lenders in Massachusetts Lenders for special needs transportation Special Needs Transportation lenders in Massachusetts

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Agent summary

This page summarizes the public SBA 7(a) lending record for TRU-Ryde Transit, LLC in West Springfield, MA (Special Needs Transportation). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

4 SBA 7(a) loans totaling $309K
On record FY2022–25
48 jobs supported
Industry: Special Needs Transportation
Location: West Springfield, MA
Lenders: Workers FCU, Rockland Trust Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Special Needs Transportation businesses in MA for ~$77k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/tru-ryde-transit-llc-ma
API:: https://www.capbench.com/api/public/businesses/tru-ryde-transit-llc-ma
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with TRU-Ryde Transit, LLC.

TRU-Ryde Transit, LLC

All 4 loans

$38,500 — FY2025

$38,500 — FY2025

$20,000 — FY2022

$211,600 — FY2022

The lenders

Workers FCU

Rockland Trust Company

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Similar businesses

Agent summary