SBA lending record
UNIVERSAL P&C, INC.
146 EASY ST, Carol Stream, IL 60188 · Electrical Contractors and Other Wiring Installation Contrac. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$500K
Total SBA financing
2
Loans on record
FY2021–25
On record
43
Jobs supported
● business — business location is the ZIP-area centroid from the public record
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All 2 loans
$150,000 — FY2025
Loan 1 of 2- Gross approval
- $150,000
- SBA guaranteed
- $127,500 (85%)
- Status
- Current
- Rate at approval
- 12.75% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/5/2024
- First disbursement
- 11/8/2024
- Days to fund
- 3 days
- Collateral
- None
- Sold on secondary market
- Yes
- Jobs supported
- 4
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Electrical Contractors and Other Wiring Installation Contrac
- NAICS code
- 238210
- Lender
- BayFirst National Bank
- Address
- 146 Easy St
- City
- Carol Stream, 60188
- County
- Dupage
- SBA district office
- PITTSBURGH DISTRICT OFFICE
- Congressional district
- 6
$350,000 — FY2021
Loan 2 of 2- Gross approval
- $350,000
- SBA guaranteed
- $175,000 (50%)
- Status
- Paid in full
- Rate at approval
- 4.75% v
- Term
- 84 mo (7 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/3/2020
- First disbursement
- 11/30/2020
- Days to fund
- 27 days
- Paid in full
- 10/31/2021
- Collateral
- Required
- Jobs supported
- 39
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Electrical Contractors and Other Wiring Installation Contrac
- NAICS code
- 238210
- Address
- 146 EASY ST
- City
- Carol Stream, 60188
- County
- Dupage
- SBA district office
- ILLINOIS DISTRICT OFFICE
- Congressional district
- 6
The lenders
Find SBA lenders for businesses like this
The banks most active funding electrical contractors and other wiring installation contrac — by location, industry.
Similar businesses
Comparable electrical contractors and other wiring installation contrac in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
NDP ELECTRIC INC
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Electrical Contractors and Other Wiring Installation Contrac
- $500K
- SBA financing
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- Est. revenue (rough)
ALL PRO ELECTRIC, INC.
Glendale Heights, IL· ~3 mi
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- $407K
- SBA financing
- ≈ $798K–$1.3M
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BALANCED LOAD ELECTRIC, LLC
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Electrical Contractors and Other Wiring Installation Contrac
- $500K
- SBA financing
- ≈ $980K–$1.6M
- Est. revenue (rough)
Norberg Mechanical; Norberg Industrial
Elgin, IL· ~15 mi
Electrical Contractors and Other Wiring Installation Contrac
- $500K
- SBA financing
- ≈ $980K–$1.6M
- Est. revenue (rough)
Norberg Mechanical
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Electrical Contractors and Other Wiring Installation Contrac
- $500K
- SBA financing
- ≈ $980K–$1.6M
- Est. revenue (rough)
United American Marketing Inc
Oak Brook, IL· ~10 mi
Electrical Contractors and Other Wiring Installation Contrac
- $400K
- SBA financing
- ≈ $784K–$1.3M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for UNIVERSAL P&C, INC. in Carol Stream, IL (Electrical Contractors and Other Wiring Installation Contrac). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 2 SBA 7(a) loans totaling $500K
- On record FY2021–25
- 43 jobs supported
- Industry: Electrical Contractors and Other Wiring Installation Contrac
- Location: Carol Stream, IL
- Lenders: Northbrook Bank & Trust Company, National Association, BayFirst National Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Electrical Contractors and Other Wiring Installation Contrac businesses in IL for ~$250k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with UNIVERSAL P&C, INC..