SBA lending record
V Chain Express Inc
12613 Whisper Trace Dr, Ocean City, MD 21842 · General Freight Trucking, Long-Distance, Truckload. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$190K
Total SBA financing
4
Loans on record
FY2021–24
On record
6
Jobs supported
● business — business location is the ZIP-area centroid from the public record
Is V Chain Express Inc your business?
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All 4 loans
$105,000 — FY2024
Loan 1 of 4- Gross approval
- $105,000
- SBA guaranteed
- $52,500 (50%)
- Status
- Current
- Rate at approval
- 11% v
- Term
- 60 mo (5 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 4/2/2024
- First disbursement
- 4/19/2024
- Days to fund
- 17 days
- Collateral
- Required
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- General Freight Trucking, Long-Distance, Truckload
- NAICS code
- 484121
- Address
- 12613 WHISPER TRACE DR
- City
- Ocean City, 21842
- County
- Worcester
- SBA district office
- BALTIMORE DISTRICT OFFICE
- Congressional district
- 1
$35,000 — FY2023
Loan 2 of 4- Gross approval
- $35,000
- SBA guaranteed
- $17,500 (50%)
- Status
- Current
- Rate at approval
- 14.5% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 5/15/2023
- First disbursement
- 6/6/2023
- Days to fund
- 22 days
- Collateral
- None
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- General Freight Trucking, Long-Distance, Truckload
- NAICS code
- 484121
- Address
- 12613 WHISPER TRACE DR
- City
- Ocean City, 21842
- County
- Worcester
- SBA district office
- BALTIMORE DISTRICT OFFICE
- Congressional district
- 1
$40,000 — FY2021
Loan 3 of 4- Gross approval
- $40,000
- SBA guaranteed
- $30,000 (75%)
- Status
- Paid in full
- Rate at approval
- 8% v
- Term
- 60 mo (5 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/8/2021
- First disbursement
- 3/15/2021
- Days to fund
- 35 days
- Paid in full
- 11/30/2022
- Collateral
- None
- Jobs supported
- 1
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- General Freight Trucking, Long-Distance, Truckload
- NAICS code
- 484121
- Address
- 12613 Whisper Trace Dr
- City
- Ocean City, 21842
- County
- Worcester
- SBA district office
- BALTIMORE DISTRICT OFFICE
- Congressional district
- 1
$10,000 — FY2021
Loan 4 of 4- Gross approval
- $10,000
- SBA guaranteed
- $7,500 (75%)
- Status
- Paid in full
- Rate at approval
- 7% v
- Term
- 99 mo (8 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/8/2021
- First disbursement
- 2/28/2021
- Days to fund
- 20 days
- Paid in full
- 4/30/2024
- Collateral
- None
- Jobs supported
- 1
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- General Freight Trucking, Long-Distance, Truckload
- NAICS code
- 484121
- Address
- 12613 Whisper Trace Dr
- City
- Ocean City, 21842
- County
- Worcester
- SBA district office
- BALTIMORE DISTRICT OFFICE
- Congressional district
- 1
The lender
Manufacturers and Traders Trust Company
4 loans to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding general freight trucking, long-distance, truckload — by location, industry.
Similar businesses
Comparable general freight trucking, long-distance, truckload in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Burnett Trucking LTD
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- SBA financing
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- Est. revenue (rough)
The L.S. Connection L.L.C.
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- $60K
- SBA financing
- ≈ $118K–$196K
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Wilkerson Freight Express LLC
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General Freight Trucking, Long-Distance, Truckload
- $200K
- SBA financing
- ≈ $392K–$654K
- Est. revenue (rough)
LONEWOLF LOGISTICS, L.C.
Fort Washington, MD· ~105 mi
General Freight Trucking, Long-Distance, Truckload
- $210K
- SBA financing
- ≈ $412K–$686K
- Est. revenue (rough)
NEXT LEVEL TRUCKING, INC
Seaford, DE· ~32 mi
General Freight Trucking, Long-Distance, Truckload
- $70K
- SBA financing
- ≈ $137K–$229K
- Est. revenue (rough)
SAM & SHER INC
Bensalem, PA· ~124 mi
General Freight Trucking, Long-Distance, Truckload
- $175K
- SBA financing
- ≈ $342K–$571K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for V Chain Express Inc in Ocean City, MD (General Freight Trucking, Long-Distance, Truckload). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 4 SBA 7(a) loans totaling $190K
- On record FY2021–24
- 6 jobs supported
- Industry: General Freight Trucking, Long-Distance, Truckload
- Location: Ocean City, MD
- Lender: Manufacturers and Traders Trust Company
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Freight Trucking, Long-Distance, Truckload businesses in MD for ~$48k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with V Chain Express Inc.