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SBA lending record

V Chain Express Inc

12613 Whisper Trace Dr, Ocean City, MD 21842 · General Freight Trucking, Long-Distance, Truckload. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$190K

Total SBA financing

4

Loans on record

FY2021–24

On record

6

Jobs supported

business — business location is the ZIP-area centroid from the public record

Is V Chain Express Inc your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

All 4 loans

$105,000 — FY2024

Loan 1 of 4
Gross approval
$105,000
SBA guaranteed
$52,500 (50%)
Status
Current
Rate at approval
11% v
Term
60 mo (5 yr)
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Loan type
Term loan
Purpose
Other / working capital
Approved
4/2/2024
First disbursement
4/19/2024
Days to fund
17 days
Collateral
Required
Jobs supported
2
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
General Freight Trucking, Long-Distance, Truckload
NAICS code
484121
Address
12613 WHISPER TRACE DR
City
Ocean City, 21842
County
Worcester
SBA district office
BALTIMORE DISTRICT OFFICE
Congressional district
1

$35,000 — FY2023

Loan 2 of 4
Gross approval
$35,000
SBA guaranteed
$17,500 (50%)
Status
Current
Rate at approval
14.5% v
Term
120 mo (10 yr)
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Loan type
Term loan
Purpose
Other / working capital
Approved
5/15/2023
First disbursement
6/6/2023
Days to fund
22 days
Collateral
None
Jobs supported
2
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
General Freight Trucking, Long-Distance, Truckload
NAICS code
484121
Address
12613 WHISPER TRACE DR
City
Ocean City, 21842
County
Worcester
SBA district office
BALTIMORE DISTRICT OFFICE
Congressional district
1

$40,000 — FY2021

Loan 3 of 4
Gross approval
$40,000
SBA guaranteed
$30,000 (75%)
Status
Paid in full
Rate at approval
8% v
Term
60 mo (5 yr)
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Loan type
Term loan
Purpose
Other / working capital
Approved
2/8/2021
First disbursement
3/15/2021
Days to fund
35 days
Paid in full
11/30/2022
Collateral
None
Jobs supported
1
Business type
Corporation
Business age
New Business or 2 years or less
Industry
General Freight Trucking, Long-Distance, Truckload
NAICS code
484121
Address
12613 Whisper Trace Dr
City
Ocean City, 21842
County
Worcester
SBA district office
BALTIMORE DISTRICT OFFICE
Congressional district
1

$10,000 — FY2021

Loan 4 of 4
Gross approval
$10,000
SBA guaranteed
$7,500 (75%)
Status
Paid in full
Rate at approval
7% v
Term
99 mo (8 yr)
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Loan type
Term loan
Purpose
Other / working capital
Approved
2/8/2021
First disbursement
2/28/2021
Days to fund
20 days
Paid in full
4/30/2024
Collateral
None
Jobs supported
1
Business type
Corporation
Business age
New Business or 2 years or less
Industry
General Freight Trucking, Long-Distance, Truckload
NAICS code
484121
Address
12613 Whisper Trace Dr
City
Ocean City, 21842
County
Worcester
SBA district office
BALTIMORE DISTRICT OFFICE
Congressional district
1

The lender

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Comparable general freight trucking, long-distance, truckload in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Agent summary

This page summarizes the public SBA 7(a) lending record for V Chain Express Inc in Ocean City, MD (General Freight Trucking, Long-Distance, Truckload). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

  • 4 SBA 7(a) loans totaling $190K
  • On record FY2021–24
  • 6 jobs supported
  • Industry: General Freight Trucking, Long-Distance, Truckload
  • Location: Ocean City, MD
  • Lender: Manufacturers and Traders Trust Company

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Freight Trucking, Long-Distance, Truckload businesses in MD for ~$48k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with V Chain Express Inc.

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