SBA lending record

VIP HOME LOANS, LLC

841 BLOSSOM HILL RD STE 108, San Jose, CA 95123 · Offices of Real Estate Agents and Brokers. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$404K

Total SBA financing

Loans on record

FY2024–25

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 3 loans

$20,000 — FY2025

Loan 1 of 3

Gross approval: $20,000
SBA guaranteed: $10,000 (50%)
Status: Current
Rate at approval: 10.5% v
Term: 60 mo (5 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 9/29/2025
First disbursement: 9/30/2025
Days to fund: 1 days
Collateral: None
Jobs supported: 2
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Offices of Real Estate Agents and Brokers
NAICS code: 531210
Lender: East West Bank
Address: 2055 JUNCTION AVE SUITE 235
City: San Jose, 95131
County: Santa Clara
SBA district office: SAN FRANCISCO DISTRICT OFFICE
Congressional district: 17

$10,000 — FY2024

Loan 2 of 3

Gross approval: $10,000
SBA guaranteed: $5,000 (50%)
Status: Paid in full
Rate at approval: 11.5% v
Term: 36 mo (3 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/2/2024
First disbursement: 8/14/2024
Days to fund: 12 days
Paid in full: 9/30/2025
Collateral: None
Jobs supported: 3
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Offices of Real Estate Agents and Brokers
NAICS code: 531210
Lender: East West Bank
Address: 841 BLOSSOM HILL RD STE 108
City: San Jose, 95123
County: Santa Clara
SBA district office: SAN FRANCISCO DISTRICT OFFICE
Congressional district: 18

$374,000 — FY2024

Loan 3 of 3

Gross approval: $374,000
SBA guaranteed: $280,500 (75%)
Status: Current
Rate at approval: 11% v
Term: 300 mo (25 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 8/16/2024
First disbursement: 9/12/2024
Days to fund: 27 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 4
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Mortgage and Nonmortgage Loan Brokers
NAICS code: 522310
Lender: Harvest Small Business Finance, LLC
Address: 2055 JUNCTION AVENUE
City: San Jose, 95131
County: Santa Clara
SBA district office: SAN FRANCISCO DISTRICT OFFICE
Congressional district: 17

The lenders

East West Bank

2 loans to this businessFull SBA lending record + branches on the lender page →

Harvest Small Business Finance, LLC

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding offices of real estate agents and brokers — by location, industry.

SBA lenders in California Lenders for offices of real estate agents and brokers Offices of Real Estate Agents and Brokers lenders in California

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SBA financing: ≈ $686K–$1.1M
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ABU TEEZ CAPITAL LLC

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SBA financing: ≈ $1.6M–$2.6M
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SVN

$150K
SBA financing: ≈ $294K–$490K
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Agent summary

This page summarizes the public SBA 7(a) lending record for VIP HOME LOANS, LLC in San Jose, CA (Offices of Real Estate Agents and Brokers). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

3 SBA 7(a) loans totaling $404K
On record FY2024–25
9 jobs supported
Industry: Offices of Real Estate Agents and Brokers
Location: San Jose, CA
Lenders: East West Bank, Harvest Small Business Finance, LLC

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Offices of Real Estate Agents and Brokers businesses in CA for ~$135k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/vip-home-loans-llc-ca
API:: https://www.capbench.com/api/public/businesses/vip-home-loans-llc-ca
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with VIP HOME LOANS, LLC.