SBA lending record
VIVID MILLWORK & CARPENTRY, INC.
6095 Maplewood Court, Sterling Heights, MI 48312 · Finish Carpentry Contractors. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$3.2M
Total SBA financing
10
Loans on record
FY2021–26
On record
21
Jobs supported
● business — business location is the ZIP-area centroid from the public record
Is VIVID MILLWORK & CARPENTRY, INC. your business?
This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.
All 10 loans
$882,000 — FY2026
Loan 1 of 10- Gross approval
- $882,000
- SBA guaranteed
- $661,500 (75%)
- Status
- Current
- Rate at approval
- 8% v
- Term
- 300 mo (25 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/24/2025
- First disbursement
- 12/16/2025
- Days to fund
- 22 days
- Collateral
- Required
- Jobs supported
- 1
- Business type
- Corporation
- Business age
- New Business or 2 years or less
- Industry
- Finish Carpentry Contractors
- NAICS code
- 238350
- Address
- 6095 WALL ST
- City
- Sterling Heights, 48312
- County
- Macomb
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 9
$650,000 — FY2025
Loan 2 of 10- Gross approval
- $650,000
- SBA guaranteed
- $487,500 (75%)
- Status
- Current
- Rate at approval
- 10% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/17/2025
- First disbursement
- 3/13/2025
- Days to fund
- 24 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 3
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Finish Carpentry Contractors
- NAICS code
- 238350
- Address
- 6095 WALL ST
- City
- Sterling Heights, 48312
- County
- Macomb
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 9
$350,000 — FY2025
Loan 3 of 10- Gross approval
- $350,000
- SBA guaranteed
- $175,000 (50%)
- Status
- Current
- Rate at approval
- 10% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 2/17/2025
- First disbursement
- 3/13/2025
- Days to fund
- 24 days
- Collateral
- Required
- Jobs supported
- 3
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Finish Carpentry Contractors
- NAICS code
- 238350
- Address
- 6095 WALL ST
- City
- Sterling Heights, 48312
- County
- Macomb
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 9
$250,000 — FY2024
Loan 4 of 10- Gross approval
- $250,000
- SBA guaranteed
- $125,000 (50%)
- Status
- Paid in full
- Rate at approval
- 11.25% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 12/13/2023
- First disbursement
- 12/15/2023
- Days to fund
- 2 days
- Paid in full
- 3/31/2025
- Collateral
- Required
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Finish Carpentry Contractors
- NAICS code
- 238350
- Address
- 6095 WALL ST
- City
- Sterling Heights, 48312
- County
- Macomb
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 9
$70,000 — FY2022
Loan 5 of 10- Gross approval
- $70,000
- SBA guaranteed
- $35,000 (50%)
- Status
- Paid in full
- Rate at approval
- 2.75% f
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 11/5/2021
- First disbursement
- 11/5/2021
- Days to fund
- 0 days
- Paid in full
- 3/31/2025
- Collateral
- Required
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Finish Carpentry Contractors
- NAICS code
- 238350
- Address
- 1183 COMBERMERE DR
- City
- Troy, 48083
- County
- Oakland
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 9
$567,500 — FY2021
Loan 6 of 10- Gross approval
- $567,500
- SBA guaranteed
- $510,750 (90%)
- Status
- Current
- Rate at approval
- 6% f
- Term
- 300 mo (25 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/24/2021
- First disbursement
- 9/24/2021
- Days to fund
- 0 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Finish Carpentry Contractors
- NAICS code
- 238350
- Address
- 6095 Maplewood Court
- City
- Sterling Heights, 48312
- County
- Macomb
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 9
$100,000 — FY2021
Loan 7 of 10- Gross approval
- $100,000
- SBA guaranteed
- $50,000 (50%)
- Status
- Cancelled
- Rate at approval
- 6% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/27/2021
- Collateral
- Required
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Finish Carpentry Contractors
- NAICS code
- 238350
- Address
- 1183 COMBERMERE DR
- City
- Troy, 48083
- County
- Oakland
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 9
$100,000 — FY2021
Loan 8 of 10- Gross approval
- $100,000
- SBA guaranteed
- $75,000 (75%)
- Status
- Paid in full
- Rate at approval
- 6% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/27/2021
- First disbursement
- 9/27/2021
- Days to fund
- 0 days
- Paid in full
- 3/31/2025
- Collateral
- Required
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Finish Carpentry Contractors
- NAICS code
- 238350
- Address
- 1183 COMBERMERE DR
- City
- Troy, 48083
- County
- Oakland
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 9
$100,000 — FY2021
Loan 9 of 10- Gross approval
- $100,000
- SBA guaranteed
- $75,000 (75%)
- Status
- Cancelled
- Rate at approval
- 6% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/29/2021
- Collateral
- Required
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Finish Carpentry Contractors
- NAICS code
- 238350
- Address
- 6095 Maplewood Court
- City
- Troy, 48085
- County
- Oakland
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 8
$100,000 — FY2021
Loan 10 of 10- Gross approval
- $100,000
- SBA guaranteed
- $50,000 (50%)
- Status
- Cancelled
- Rate at approval
- 6% v
- Term
- 120 mo (10 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/29/2021
- Collateral
- Required
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Finish Carpentry Contractors
- NAICS code
- 238350
- Address
- 6095 Maplewood Court
- City
- Troy, 48085
- County
- Oakland
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 8
The lender
Citizens Bank, National Association
10 loans to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding finish carpentry contractors — by location, industry.
Similar businesses
Comparable finish carpentry contractors in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
ALL BUILDS CONSTRUCTION, INC.
Warren, MI· ~3 mi
Finish Carpentry Contractors
- $189K
- SBA financing
- ≈ $371K–$618K
- Est. revenue (rough)
American Mission LLC
Madison Heights, MI· ~7 mi
Finish Carpentry Contractors
- $17K
- SBA financing
- ≈ $32K–$54K
- Est. revenue (rough)
J.D.S. Woodworking, LLC
Saint Clair Shores, MI· ~7 mi
Finish Carpentry Contractors
- $12K
- SBA financing
- ≈ $24K–$39K
- Est. revenue (rough)
ACE DOOR COMPANY
Harrison Township, MI· ~9 mi
Finish Carpentry Contractors
- $50K
- SBA financing
- ≈ $98K–$163K
- Est. revenue (rough)
Accent Window Repair & More
Shelby Twp, MI· ~8 mi
Finish Carpentry Contractors
- $100K
- SBA financing
- ≈ $196K–$327K
- Est. revenue (rough)
InVision Group LLC
Shelby Twp, MI· ~6 mi
Finish Carpentry Contractors
- $38K
- SBA financing
- ≈ $75K–$125K
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for VIVID MILLWORK & CARPENTRY, INC. in Sterling Heights, MI (Finish Carpentry Contractors). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 10 SBA 7(a) loans totaling $3.2M
- On record FY2021–26
- 21 jobs supported
- Industry: Finish Carpentry Contractors
- Location: Sterling Heights, MI
- Lender: Citizens Bank, National Association
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Finish Carpentry Contractors businesses in MI for ~$317k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with VIVID MILLWORK & CARPENTRY, INC..