SBA lending record

WealthCare, Inc

210 MAIN ST, Cold Spring, MN 56320 · Other Accounting Services. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$707K

Total SBA financing

Loans on record

FY2021–23

On record

Jobs supported

● business — business location is the ZIP-area centroid from the public record

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All 4 loans

$212,500 — FY2023

Loan 1 of 4

Gross approval: $212,500
SBA guaranteed: $159,375 (75%)
Status: Paid in full
Rate at approval: 9% v
Term: 303 mo (25 yr)
Program: 7a General
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 12/15/2022
First disbursement: 12/29/2022
Days to fund: 14 days
Paid in full: 12/31/2024
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 26
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Tax Preparation Services
NAICS code: 541213
Lender: Magnifi Financial CU
Address: 306 E Main St
City: Melrose, 56352
County: Stearns
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 7

$100,000 — FY2021

Loan 2 of 4

Gross approval: $100,000
SBA guaranteed: $75,000 (75%)
Status: Current
Rate at approval: 4.25% v
Term: 60 mo (5 yr)
Program: SBA Express Program
Subprogram: FA$TRK (Small Loan Express)
Loan type: Term loan
Purpose: Other / working capital
Approved: 2/11/2021
First disbursement: 2/17/2021
Days to fund: 6 days
Collateral: Required
Jobs supported: 4
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Other Accounting Services
NAICS code: 541219
Lender: Magnifi Financial CU
Address: 210 MAIN ST
City: Cold Spring, 56320
County: Stearns
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 6

$349,000 — FY2021

Loan 3 of 4

Gross approval: $349,000
SBA guaranteed: $261,750 (75%)
Status: Paid in full
Rate at approval: 4.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 11/20/2020
First disbursement: 12/1/2020
Days to fund: 11 days
Paid in full: 1/31/2025
Collateral: Required
Jobs supported: 4
Business type: Corporation
Business age: Change of Ownership
Industry: Other Accounting Services
NAICS code: 541219
Lender: Magnifi Financial CU
Address: 317 Main Street
City: Melrose, 56352
County: Stearns
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 7

$45,000 — FY2021

Loan 4 of 4

Gross approval: $45,000
SBA guaranteed: $40,500 (90%)
Status: Paid in full
Rate at approval: 4.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Other / working capital
Approved: 7/30/2021
First disbursement: 8/9/2021
Days to fund: 10 days
Paid in full: 1/31/2025
Collateral: Required
Jobs supported: 20
Business type: Corporation
Business age: Existing or more than 2 years old
Industry: Other Accounting Services
NAICS code: 541219
Lender: Magnifi Financial CU
Address: 210 Main St
City: Cold Spring, 56320
County: Stearns
SBA district office: MINNESOTA DISTRICT OFFICE
Congressional district: 6

The lender

Magnifi Financial CU

4 loans to this businessFull SBA lending record + branches on the lender page →

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The banks most active funding other accounting services — by location, industry.

SBA lenders in Minnesota Lenders for other accounting services Other Accounting Services lenders in Minnesota

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Agent summary

This page summarizes the public SBA 7(a) lending record for WealthCare, Inc in Cold Spring, MN (Other Accounting Services). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

4 SBA 7(a) loans totaling $707K
On record FY2021–23
54 jobs supported
Industry: Other Accounting Services
Location: Cold Spring, MN
Lender: Magnifi Financial CU

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Other Accounting Services businesses in MN for ~$177k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/wealthcare-inc-mn
API:: https://www.capbench.com/api/public/businesses/wealthcare-inc-mn
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with WealthCare, Inc.