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SBA lending record

Wicked Smart, LLC

190 E MAIN RD, Middletown, RI · Other Activities Related to Real Estate. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$900K

Total SBA financing

4

Loans on record

FY2020–22

On record

38

Jobs supported

Is Wicked Smart, LLC your business?

This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.

All 4 loans

$150,000 — FY2022

Loan 1 of 4
Gross approval
$150,000
SBA guaranteed
$127,500 (85%)
Status
Current
Rate at approval
8.25% v
Term
180 mo (15 yr)
Program
Preferred Lenders Program
Subprogram
Guaranty
Loan type
Term loan
Purpose
Other / working capital
Approved
8/26/2022
First disbursement
8/29/2022
Days to fund
3 days
Collateral
Required
Sold on secondary market
Yes
Jobs supported
14
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
NAICS code
531390
Address
190 E MAIN RD
City
Middletown
County
Newport
SBA district office
RHODE ISLAND DISTRICT OFFICE
Congressional district
1

$200,000 — FY2021

Loan 2 of 4
Gross approval
$200,000
SBA guaranteed
$100,000 (50%)
Status
Cancelled
Rate at approval
5.25% v
Term
120 mo (10 yr)
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Loan type
Term loan
Purpose
Other / working capital
Approved
8/11/2021
Collateral
Required
Jobs supported
6
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Professional and Management Development Training
NAICS code
611430
Address
190 EAST MAIN RD
City
Middletown
County
Newport
SBA district office
RHODE ISLAND DISTRICT OFFICE
Congressional district
1

$200,000 — FY2021

Loan 3 of 4
Gross approval
$200,000
SBA guaranteed
$100,000 (50%)
Status
Paid in full
Rate at approval
5.25% v
Term
120 mo (10 yr)
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Loan type
Term loan
Purpose
Other / working capital
Approved
8/17/2021
First disbursement
9/15/2021
Days to fund
29 days
Paid in full
5/31/2023
Collateral
Required
Jobs supported
6
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Professional and Management Development Training
NAICS code
611430
Address
190 EAST MAIN RD
City
Middletown
County
Newport
SBA district office
RHODE ISLAND DISTRICT OFFICE
Congressional district
1

$350,000 — FY2020

Loan 4 of 4
Gross approval
$350,000
SBA guaranteed
$262,500 (75%)
Status
Current
Rate at approval
6% v
Term
240 mo (20 yr)
Program
Preferred Lenders Program
Subprogram
Guaranty
Loan type
Term loan
Purpose
Other / working capital
Approved
9/14/2020
First disbursement
9/30/2020
Days to fund
16 days
Collateral
Required
Sold on secondary market
Yes
Jobs supported
12
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Other Activities Related to Real Estate
NAICS code
531390
Address
190 E MAIN RD
City
Middletown
County
Newport
SBA district office
RHODE ISLAND DISTRICT OFFICE
Congressional district
1

The lenders

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Agent summary

This page summarizes the public SBA 7(a) lending record for Wicked Smart, LLC in Middletown, RI (Other Activities Related to Real Estate). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

  • 4 SBA 7(a) loans totaling $900K
  • On record FY2020–22
  • 38 jobs supported
  • Industry: Other Activities Related to Real Estate
  • Location: Middletown, RI
  • Lenders: BayFirst National Bank, Webster Bank National Association

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Other Activities Related to Real Estate businesses in RI for ~$225k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with Wicked Smart, LLC.

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