SBA lending record

ZFIRST LLC

409 US HIGHWAY 46, Elmwood Park, NJ · Gasoline Stations with Convenience Stores. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.

$500K

Total SBA financing

Loan on record

FY2024

On record

Jobs supported

Franchise brand

Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only

See Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only's SBA financing data — typical deal, failure rate, and how its loans perform →

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The loan

$500,000 — FY2024

Gross approval: $500,000
SBA guaranteed: $375,000 (75%)
Status: Current
Rate at approval: 10.75% v
Term: 120 mo (10 yr)
Program: Preferred Lenders Program
Subprogram: Guaranty
Loan type: Term loan
Purpose: Business purchase
Approved: 6/11/2024
First disbursement: 6/27/2024
Days to fund: 16 days
Collateral: Required
Sold on secondary market: Yes
Jobs supported: 5
Business type: Corporation
Business age: Change of Ownership
Industry: Gasoline Stations with Convenience Stores
NAICS code: 457110
Franchise: Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only
Franchise code: S2102
Lender: Firstrust Savings Bank
Address: 409 US HIGHWAY 46
City: Elmwood Park
County: Bergen
SBA district office: NEW JERSEY DISTRICT OFFICE
Congressional district: 5

The lender

Firstrust Savings Bank

1 loan to this businessFull SBA lending record + branches on the lender page →

Find SBA lenders for businesses like this

The banks most active funding gasoline stations with convenience stores — by location, industry, and brand.

SBA lenders in New Jersey Lenders for gasoline stations with convenience stores Gasoline Stations with Convenience Stores lenders in New Jersey Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only lenders Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only lenders in New Jersey

Other Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only locations

Other Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only businesses in the public SBA record — closest first, by location and deal size.

Central Avenue Convenience LLC

Phoenix, AZ· ~2135 mi

Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only

$250K
SBA financing: ≈ $490K–$817K
Est. revenue (rough)

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STAR MART LLC

Tempe, AZ· ~2130 mi

Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only

$1.3M
SBA financing: ≈ $2.5M–$4.2M
Est. revenue (rough)

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Wight Holdings, Inc.

Stockton, CA· ~2498 mi

Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only

$2.3M
SBA financing: ≈ $4.6M–$7.7M
Est. revenue (rough)

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A & S Stores LLC

New London, MN· ~1091 mi

Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only

$3.0M
SBA financing: ≈ $5.9M–$9.8M
Est. revenue (rough)

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Lodi Petroleum Inc

Woodbridge, CA· ~2492 mi

Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only

$4.2M
SBA financing: ≈ $8.3M–$14M
Est. revenue (rough)

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59 Petroleum LLC

Fairfield, CA· ~2534 mi

Arco (BP) Contract Dealer Gasoline Agreement - Fuel Only

$5.0M
SBA financing: ≈ $9.8M–$16M
Est. revenue (rough)

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Similar businesses

Comparable gasoline stations with convenience stores in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.

Hackensack Services Corporation

Hackensack, NJ· ~3 mi

Gasoline Stations with Convenience Stores

$650K
SBA financing: ≈ $1.3M–$2.1M
Est. revenue (rough)

View record

Z Second LLC

Rahway, NJ· ~23 mi

Gasoline Stations with Convenience Stores

$424K
SBA financing: ≈ $832K–$1.4M
Est. revenue (rough)

View record

GUNICA INC

Newark, NJ· ~12 mi

Gasoline Stations with Convenience Stores

$225K
SBA financing: ≈ $441K–$735K
Est. revenue (rough)

View record

Krishna G Fuel LLC

Green Brook, NJ· ~30 mi

Gasoline Stations with Convenience Stores

$700K
SBA financing: ≈ $1.4M–$2.3M
Est. revenue (rough)

View record

EVO Market II, LLC

Garfield, NJ· ~2 mi

Gasoline Stations with Convenience Stores

$1.9M
SBA financing: ≈ $3.7M–$6.2M
Est. revenue (rough)

View record

New Jersey Energy Star, LLC

Vernon, NJ· ~30 mi

Gasoline Stations with Convenience Stores

$350K
SBA financing: ≈ $686K–$1.1M
Est. revenue (rough)

View record

Agent summary

This page summarizes the public SBA 7(a) lending record for ZFIRST LLC in Elmwood Park, NJ (Gasoline Stations with Convenience Stores). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.

1 SBA 7(a) loan totaling $500K
On record FY2024
5 jobs supported
Industry: Gasoline Stations with Convenience Stores
Location: Elmwood Park, NJ
Lender: Firstrust Savings Bank

Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Gasoline Stations with Convenience Stores businesses in NJ for ~$500k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.

Next steps

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Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/businesses/zfirst-llc-nj
API:: https://www.capbench.com/api/public/businesses/zfirst-llc-nj
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.

Is ZFIRST LLC your business?

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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with ZFIRST LLC.