1-800-GOT-JUNK?, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0005)

Deals since 2020

$213K

Typical deal

Deals since FY2025

—

Too few deals to score risk

1-800-GOT-JUNK? has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for 1-800-GOT-JUNK?

Most 1-800-GOT-JUNK? deals financed between $182K and $270K. Above $270K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$213K

Monthly payment (10-yr): $3,149
Down payment (10%): $24K
Cash to close (all-in): $32K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$32K)

Experience

Recent financings

1-800-GOT-JUNK? CHATTANOOGA in Chattanooga, TN — $270K (2023) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$203K (75%)
Approval → funding
9 days
Approved
9/23/2023
First disbursed
10/2/2023
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
New Business or 2 years or less
Industry
Used Household and Office Goods Moving
Funded by Readycap Lending, LLC · Lender record →
Your business? Claim this record · Request removal
Twin Cities Junk Hauling, LLC in Minneapolis, MN — $213K (2021) · Scale Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% fixed
Term
42 months
SBA guaranteed
$160K (75%)
Approval → funding
0 days
Approved
2/1/2021
First disbursed
2/1/2021
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
39
Business age
Existing or more than 2 years old
Industry
All Other Miscellaneous Waste Management Services
Funded by Scale Bank · Lender record →
Your business? Claim this record · Request removal
SIXL SERVICES, LLC in Bixby, OK — $200K (2021) · BancFirst
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$180K (90%)
Approval → funding
83 days
Approved
3/10/2021
First disbursed
6/1/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Startup, Loan Funds will Open Business
Industry
Solid Waste Collection
Funded by BancFirst · Lender record →
Your business? Claim this record · Request removal
Twin Cities Junk Hauling, LLC in Minneapolis, MN — $182K (2021) · Scale Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% fixed
Term
48 mo (4 yrs)
SBA guaranteed
$136K (75%)
Approval → funding
0 days
Approved
8/4/2021
First disbursed
8/4/2021
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
39
Business age
Existing or more than 2 years old
Industry
All Other Miscellaneous Waste Management Services
Funded by Scale Bank · Lender record →
Your business? Claim this record · Request removal
Twin Cities Junk Hauling, LLC in Minneapolis, MN — $147K (2021) · Scale Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4.5% fixed
Term
42 months
SBA guaranteed
$110K (75%)
Approval → funding
0 days
Approved
2/1/2021
First disbursed
2/1/2021
Loan status
Paid in full (8/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
39
Business age
Existing or more than 2 years old
Industry
All Other Miscellaneous Waste Management Services
Funded by Scale Bank · Lender record →
Your business? Claim this record · Request removal
Go Green Tampa LLC in Tampa, FL — $1.6M (2020) · purchase · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
55 days
Approved
7/7/2020
First disbursed
8/31/2020
Loan status
Paid in full (2/28/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Change of Ownership
Industry
All Other Miscellaneous Waste Management Services
If you were the buyer here
Est. deal size
$1.8M
Est. down payment (10%)
$180K
Est. cash at closing
$247K
Monthly payment
$16,985
Annual debt service
$204K
Cash flow needed (1.25×)
$255K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pinnacle Bank · Lender record →
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Who funds 1-800-GOT-JUNK? — and where

Every dot is a financed 1-800-GOT-JUNK? — 6 mapped.

Financed 1-800-GOT-JUNK? locations — list all 6 as text

Twin Cities Junk Hauling, LLC — Minneapolis · $213K · FY2021 · All Other Miscellaneous Waste Management Services
Twin Cities Junk Hauling, LLC — Minneapolis · $147K · FY2021 · All Other Miscellaneous Waste Management Services
SIXL SERVICES, LLC — Bixby · $200K · FY2021 · Solid Waste Collection
Go Green Tampa LLC — Tampa · $1.6M · FY2020 · All Other Miscellaneous Waste Management Services
1-800-GOT-JUNK? CHATTANOOGA — Chattanooga · $270K · FY2023 · Used Household and Office Goods Moving
Twin Cities Junk Hauling, LLC — Minneapolis · $182K · FY2021 · All Other Miscellaneous Waste Management Services

Top lenders for this brand

Most active states

1.Minnesota (3 loans)
2.Oklahoma (1 loans)
3.Florida (1 loans)
4.Tennessee (1 loans)

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Insider move

Start with the lenders above — a bank that's funded 1-800-GOT-JUNK? 3 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable 1-800-GOT-JUNK? lending specialist.

Common questions

How much does a 1-800-GOT-JUNK? cost to buy or open?

The typical deal for 1-800-GOT-JUNK? is $213K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $23K of buyer cash on a typical deal.

How risky is 1-800-GOT-JUNK??

1-800-GOT-JUNK? has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a 1-800-GOT-JUNK? with an SBA loan?

Yes — 1-800-GOT-JUNK? has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a 1-800-GOT-JUNK? franchise

Most 1-800-GOT-JUNK? buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical 1-800-GOT-JUNK? deal financed for $213K, which points to about $23K of buyer cash on a typical purchase. 1-800-GOT-JUNK? is listed in the SBA Franchise Directory (identifier S0005), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund 1-800-GOT-JUNK? — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for 1-800-GOT-JUNK? — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for 1-800-GOT-JUNK? — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. 1-800-GOT-JUNK? is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

6 SBA 7(a) deals since 2020
$213K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S0005)
Top lenders: Scale Bank, BancFirst, Pinnacle Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/1-800-got-junk
API:: https://www.capbench.com/api/public/franchises/1-800-got-junk
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with 1-800-GOT-JUNK?.