Acton Academy, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S6140)
8 deals since 2020 · typical deal $190K
8
Deals since 2020
$190K
Typical deal
2
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Acton Academy
Most Acton Academy deals financed between $84K and $766K. Above $766K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $2,809
- Down payment (10%)
- $21K
- Cash to close (all-in)
- $28K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$28K)
Experience
Recent financings
- Hill Country Acton Academy LLC in New Braunfels, TX — $766K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $575K (75%)
- Approved
- 8/28/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Elementary and Secondary Schools
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- Hill Country Acton Academy LLC in New Braunfels, TX — $721K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 306 months
- SBA guaranteed
- $541K (75%)
- Approved
- 3/26/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Elementary and Secondary Schools
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- Odyssey FM LLC in Fargo, ND — $65K (2024) · Starion Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% fixed
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $33K (50%)
- Approval → funding
- 14 days
- Approved
- 5/24/2024
- First disbursed
- 6/7/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Elementary and Secondary Schools
Funded by Starion Bank · Lender record →
Your business? Claim this record · Request removal
- Odyssey FM LLC in Fargo, ND — $50K (2024) · Starion Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 60 mo (5 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 219 days
- Approved
- 5/22/2024
- First disbursed
- 12/27/2024
- Loan status
- Delinquent
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Elementary and Secondary Schools
Funded by Starion Bank · Lender record →
Your business? Claim this record · Request removal
- Acton Academy Concord Inc. in Concord, CA — $1.2M (2022) · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $917K (75%)
- Approved
- 7/21/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- New Business or 2 years or less
- Industry
- Elementary and Secondary Schools
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- ACTON ACADEMY KATY LLC in Katy, TX — $190K (2022) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $143K (75%)
- Approved
- 6/26/2022
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Existing or more than 2 years old
- Industry
- Elementary and Secondary Schools
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
- Acton Academy Concord Inc. in Concord, CA — $100K (2022) · Customers Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approved
- 7/21/2022
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- New Business or 2 years or less
- Industry
- Elementary and Secondary Schools
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- Invictus Academy, LLC in Cedar Park, TX — $84K (2021) · PeopleFund
- Program
- Community Advantage Initiative
- Subprogram
- Community Advantage Initiative
- Rate at approval
- 5% fixed
- Term
- 83 months
- SBA guaranteed
- $75K (90%)
- Approval → funding
- 33 days
- Approved
- 9/28/2021
- First disbursed
- 10/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Elementary and Secondary Schools
Funded by PeopleFund · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Acton Academy?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Acton Academy — and where
Every dot is a financed Acton Academy — 8 mapped.
Financed Acton Academy locations — list all 8 as text
- Odyssey FM LLC — Fargo · $50K · FY2024 · Elementary and Secondary Schools
- Odyssey FM LLC — Fargo · $65K · FY2024 · Elementary and Secondary Schools
- Hill Country Acton Academy LLC — New Braunfels · $766K · FY2025 · Elementary and Secondary Schools
- Hill Country Acton Academy LLC — New Braunfels · $721K · FY2025 · Elementary and Secondary Schools
- ACTON ACADEMY KATY LLC — Katy · $190K · FY2022 · Elementary and Secondary Schools
- Acton Academy Concord Inc. — Concord · $1.2M · FY2022 · Elementary and Secondary Schools
- Acton Academy Concord Inc. — Concord · $100K · FY2022 · Elementary and Secondary Schools
- Invictus Academy, LLC — Cedar Park · $84K · FY2021 · Elementary and Secondary Schools
Top lenders for this brand
Most active states
- 1.Texas (4 loans)
- 2.North Dakota (2 loans)
- 3.California (2 loans)
Represent Acton Academy?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Acton Academy cost to buy or open?
The typical deal for Acton Academy is $190K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $21K of buyer cash on a typical deal.
How risky is Acton Academy?
Acton Academy has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Acton Academy with an SBA loan?
Yes — Acton Academy has been SBA-financed 2 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Acton Academy franchise
Most Acton Academy buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Acton Academy deal financed for $190K, which points to about $21K of buyer cash on a typical purchase. Acton Academy is listed in the SBA Franchise Directory (identifier S6140), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Acton Academy — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Acton Academy — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Acton Academy — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Acton Academy is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 8 SBA 7(a) deals since 2020
- $190K typical deal
- 2 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S6140)
- Top lenders: BayFirst National Bank, Starion Bank, Customers Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Acton Academy?
Five minutes with a specialist who's seen Acton Academy deals close answers more than an hour of searching. Free, usually same-day.
Represent Acton Academy?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Acton Academy.