Aerus – Standard Program, Associate Program and Beyond Progr, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

2 deals since 2020 · typical deal $2.8M

Deals since 2020

$2.8M

Typical deal

Deals since FY2025

—

Too few deals to score risk

Aerus – Standard Program, Associate Program and Beyond Progr has 2 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Aerus – Standard Program, Associate Program and Beyond Progr

Most Aerus – Standard Program, Associate Program and Beyond Progr deals financed between $50K and $2.77M. Above $2.77M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$2.77M

Monthly payment (10-yr): $36,216
Down payment (10%): $308K
Cash to close (all-in): $425K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$425K)

Experience

Recent financings

Aerus Charlotte in Belmont, NC — $50K (2024) · Readycap Lending, LLC
Program
Preferred Lenders Program
Rate at approval
15% variable
Term
110 months
SBA guaranteed
$42K (85%)
Approval → funding
15 days
Approved
9/16/2024
First disbursed
10/1/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Hardware Merchant Wholesalers
Funded by Readycap Lending, LLC · Lender record →
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Real Stone Veneers of Tennessee, LLC in Chattanooga, TN — $2.8M (2021) · Pinnacle Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.1M (75%)
Approval → funding
0 days
Approved
12/1/2020
First disbursed
12/1/2020
Loan status
Paid in full (11/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
44
Business age
Existing or more than 2 years old
Industry
Brick, Stone, and Related Construction Material Merchant Who
Funded by Pinnacle Bank · Lender record →
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Who funds Aerus – Standard Program, Associate Program and Beyond Progr — and where

Every dot is a financed Aerus – Standard Program, Associate Program and Beyond Progr — 2 mapped.

Financed Aerus – Standard Program, Associate Program and Beyond Progr locations — list all 2 as text

Real Stone Veneers of Tennessee, LLC — Chattanooga · $2.8M · FY2021 · Brick, Stone, and Related Construction Material Merchant Who
Aerus Charlotte — Belmont · $50K · FY2024 · Hardware Merchant Wholesalers

Top lenders for this brand

Most active states

1.Tennessee (1 loans)
2.North Carolina (1 loans)

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Insider move

Start with the lenders above — a bank that's funded Aerus – Standard Program, Associate Program and Beyond Progr 1 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Aerus – Standard Program, Associate Program and Beyond Progr lending specialist.

Common questions

How much does a Aerus – Standard Program, Associate Program and Beyond Progr cost to buy or open?

The typical deal for Aerus – Standard Program, Associate Program and Beyond Progr is $2.8M across 2 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $305K of buyer cash on a typical deal.

How risky is Aerus – Standard Program, Associate Program and Beyond Progr?

Aerus – Standard Program, Associate Program and Beyond Progr has 2 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Aerus – Standard Program, Associate Program and Beyond Progr with an SBA loan?

Yes — Aerus – Standard Program, Associate Program and Beyond Progr has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Aerus – Standard Program, Associate Program and Beyond Progr franchise

Most Aerus – Standard Program, Associate Program and Beyond Progr buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Aerus – Standard Program, Associate Program and Beyond Progr deal financed for $2.8M, which points to about $305K of buyer cash on a typical purchase. Confirm Aerus – Standard Program, Associate Program and Beyond Progr's current SBA Franchise Directory listing with your lender before the LOI. See the lenders that already fund Aerus – Standard Program, Associate Program and Beyond Progr — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Aerus – Standard Program, Associate Program and Beyond Progr — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Aerus – Standard Program, Associate Program and Beyond Progr — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Aerus – Standard Program, Associate Program and Beyond Progr is not currently confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

2 SBA 7(a) deals since 2020
$2.8M typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
Top lenders: Pinnacle Bank, Readycap Lending, LLC

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/aerus-standard-program-associate-program-and-beyond-progr
API:: https://www.capbench.com/api/public/franchises/aerus-standard-program-associate-program-and-beyond-progr
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Aerus – Standard Program, Associate Program and Beyond Progr.