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AlignLife, by the numbers

AlignLife appears in 8 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0084)

8 deals since 2020 · typical deal $285K

8

Deals since 2020

$285K

Typical deal

1

Deals since FY2025

—

Too few deals to score risk

AlignLife has 8 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for AlignLife

Most AlignLife deals financed between $98K and $400K. Above $400K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,966
Down payment (10%)
$32K
Cash to close (all-in)
$42K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$42K)

Experience

Recent financings

  • Motionworks Chiropractic PLLC in Lake Worth, FL — $391K (2025) · Citizens Bank
  • EBAUGH CHIRO LLC in Woodridge, IL — $408K (2024) · BayFirst National Bank
  • Optimum Wellness Enterprises LLC in Ooltewah, TN — $400K (2024) · Colony Bank
  • HEALING ROOTS CHIROPRACTIC CENTERS LLC in Saint Johns, FL — $98K (2024) · BayFirst National Bank
  • Yankee Chiro Corporation in Canton, GA — $285K (2023) · BayFirst National Bank
  • Rodriguez Garcia Corp in San Juan, PR — $95K (2023) · Banco Popular de Puerto Rico
  • Profound Health, PLLC in Waxhaw, NC — $150K (2021) · United Midwest Savings Bank National Association
  • RYKSE CHIROPRACTIC AND WELLNESS PLLC in Norton Shores,, MI — $51K (2020) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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AlignLife brand mark

Who funds AlignLife — and where

Every dot is a financed AlignLife — 7 mapped.

Financed AlignLife locations — list all 7 as text

Top lenders for this brand

  1. 1.BayFirst National Bank(3)
  2. 2.United Midwest Savings Bank National Association(1)
  3. 3.Colony Bank(1)
  4. 4.The Huntington National Bank(1)
  5. 5.Banco Popular de Puerto Rico(1)

Most active states

  1. 1.Florida (2 loans)AlignLife lenders in Florida->
  2. 2.North Carolina (1 loans)AlignLife lenders in North Carolina->
  3. 3.Tennessee (1 loans)AlignLife lenders in Tennessee->
  4. 4.Michigan (1 loans)AlignLife lenders in Michigan->
  5. 5.PR (1 loans)AlignLife lenders in PR->
  6. 6.Georgia (1 loans)AlignLife lenders in Georgia->
  7. 7.Illinois (1 loans)AlignLife lenders in Illinois->

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Common questions

How much does a AlignLife cost to buy or open?

The typical deal for AlignLife is $285K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $31K of buyer cash on a typical deal.

How risky is AlignLife?

AlignLife has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a AlignLife with an SBA loan?

Yes — AlignLife has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a AlignLife franchise

Most AlignLife buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical AlignLife deal financed for $285K, which points to about $31K of buyer cash on a typical purchase. AlignLife is listed in the SBA Franchise Directory (identifier S0084), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund AlignLife — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for AlignLife — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for AlignLife — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. AlignLife is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 8 SBA 7(a) deals since 2020
  • $285K typical deal
  • 1 deals since FY2025
  • Too few deals to score a reliable failure rate
  • SBA Franchise Directory: listed (identifier S0084)
  • Top lenders: BayFirst National Bank, United Midwest Savings Bank National Association, Colony Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/alignlife
API:
https://www.capbench.com/api/public/franchises/alignlife
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with AlignLife.

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